The post Humana Reports $195 Millicom. Humana Wednesday reported $195 million in third quarter profits as the health insurer’s medical cost trends were in line with the company’s earlier forecasts. In this photo is Humana signage on the floor of the New York Stock Exchange (NYSE) in New York, US, on Wednesday, July 30, 2025. Photographer: Michael Nagle/Bloomberg © 2025 Bloomberg Finance LP Humana Wednesday reported $195 million in third quarter profits as the health insurer’s medical cost trends were in line with the company’s earlier forecasts. Like most of its rivals in the health insurance industry, Humana has been seeing higher costs, particularly in its Medicare Advantage plans, which are a big share of Humana’s business. Medicare Advantage plans contract with the federal government to provide extra benefits and services to seniors, such as disease management and nurse help hotlines with some also offering vision, dental care and wellness programs. In Humana’s case, the company exited certain “unprofitable” plans and counties. “Our 3Q25 insurance segment benefit ratio of 91. 1% is in line with our guidance of ‘just above 91%’” Humana said in prepared management remarks released along with the company’s third quarter quarter earnings report. The benefit expense ratio, which is the percentage of premium revenue that goes toward medical costs, was 91. 1.% compared to 89. 9 percent in the third quarter of last year. Still, Humana’s net income fell to $195 million, or $1. 62 per share, compared to $480 million, or $3. 98 a share in the year ago quarter. Revenue rose to $32. 6 billion, compared to $29. 4 billion in the year-ago period. Given the less volatile cost trends the industry has been facing over the last year or so, Humana said it is reaffirming its full year 2025 Adjusted (earnings per share) outlook of ‘approximately $17. 00’ and insurance segment benefit ratio guidance of 90. 1% to.