The post Can Pi Network’s ISO 20022 Move Catch Up to XRP and Stellar? appeared com. What is ISO 20022, and why does it matter? ISO 20022 is a global standard that defines how financial institutions exchange information for transactions such as payments, securities and remittances. It replaces older, fragmented messaging systems with a unified, structured format that enables banks, fintech companies and payment networks across the world to communicate in the same digital language. Adopting ISO 20022 enhances cross-border compatibility by enabling secure and efficient sharing of richer, structured transaction data (such as payment purpose and sender and receiver information). This improves transparency, reduces the number of errors and accelerates the processing of international transfers. The global shift to ISO 20022 marks a major milestone in modernizing finance. Many central banks and payment systems, including the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and the US Federal Reserve’s Fedwire, which completed its migration in July 2025, are adopting the standard, targeting full implementation by Nov. 22, 2025. After that date, most international financial institutions connected to SWIFT’s cross-border network are expected to use ISO 20022 as the common foundation for seamless, data-rich global payments. What is Pi Network’s ISO 20022 strategy? Pi Network’s plan to adopt the ISO 20022 standard is divided into three key stages: preparation before November 2025, activation on Nov. 22, 2025, and post-launch adoption. The upgrade builds on Pi Network’s large user base, reflected in more than 50 million app downloads. Pi plans to introduce enhanced tools for cross-border payments, secure digital wallets and a decentralized exchange (DEX) to support real-world transactions. By adopting ISO 20022, Pi Network will gain easier integration with banking systems, enabling faster, cheaper and more transparent digital transfers. This move could help Pi evolve from a community-driven project into a recognized participant in global payments, bridging the gap between cryptocurrency and regulated finance. Did you know?.