general 74 - The Latremie Post

Ripple Whales Are Loading Up on Mutuum Finance (MUTM) to Save Portfolios as XRP Tanks 10% in a Week

It has been a week of ups and downs for Ripple (XRP) investors, as the price has tumbled by over 10% due to a loss of bullish momentum. However, according to whale on-chain movement analysis, XRP whales are not leaving the market; instead, they are actively investing in a new crypto coin called Mutuum Finance (MUTM).

### Mutuum Finance Gains Momentum

With a current price of only $0.035, Mutuum Finance is rapidly gaining popularity in the crypto market. The coin stands out because of its innovative DeFi lending mechanism, real yield system, and impressive growth rate. Notably, Stage 6 of its presale is already 85% sold, making Mutuum Finance one of the top candidates to be the next big crypto surge in Q4 of this year and into 2026. Demand for the token is escalating at a pace that defies existing estimates and market predictions.

### XRP Price Pressure Intensifies

XRP has experienced a challenging week, falling more than 10% and maintaining a tight trading range between $2.16 and $2.52, which coincides with the Fibonacci support level of 0.382. While bulls are fighting to protect this support region, XRP is struggling to move past its Exponential Moving Average (EMA) resistance levels. This resistance is currently preventing any significant upward momentum.

To regain momentum, XRP needs to break through the current resistance level at $2.52. Doing so could open the path towards higher targets between $2.77 and $3.10. Conversely, failure to overcome this resistance might result in a decline to around $1.94. Adding to the excitement, open interest in XRP is increasing, signaling that significant volatility is imminent—though it remains unclear whether this will be to the upside or downside.

### Investors Eye Mutuum Finance as an Alternative

The uncertainty surrounding XRP’s near-term price action has led many investors to explore other promising opportunities. Mutuum Finance (MUTM), with its compelling growth prospects and innovative DeFi model, is emerging as a strong contender. This project is increasingly viewed as a relatively better growth option, positioning itself as one of the next cryptos to explode.

### Mutuum Finance Presale Enters Rapid Growth Phase

Mutuum Finance’s presale is nearing completion and gaining significant traction across the DeFi ecosystem. Currently at 85% completion of Phase 6, the project enjoys strong engagement and enthusiasm among investors. At this phase, the token is priced at $0.035, offering a last chance for investors to buy before the price rises to $0.04 in Phase 7.

So far, Mutuum Finance has garnered more than 17,810 individual supporters and raised upwards of $18.5 million in presale funding. Beyond its fundraising success, Mutuum Finance’s appeal lies in its utility-focused approach, a clear development roadmap, and a commitment to creating a transparent, sustainable lending platform. These factors collectively position MUTM as a prime crypto to watch within a highly competitive market.

### Imminent Testnet Launch to Showcase Core DeFi Functionality

A significant upcoming milestone is scheduled for Q4 of 2025: the launch of Mutuum Finance’s Sepolia testnet. This will be the first live environment to feature the project’s loaning and value creation system. Users will have the opportunity to obtain funding by providing collateral in ETH and USDT, while also earning MUTM rewards through mtTokens.

The testnet will also facilitate the development and testing of critical operational functions such as risk management, interest rate algorithms, and loan processing before these features are fully deployed on the mainnet. This phased approach demonstrates Mutuum Finance’s dedication to ensuring platform longevity and operational success.

### Looking Ahead

With growing excitement and anticipation, Mutuum Finance is positioned for substantial growth and innovation within the DeFi space. As the market contemplates the “next crypto to explode,” MUTM stands out as a project deserving of close monitoring and consideration.

For more information about Mutuum Finance (MUTM), visit their official website through the following link:
[Website: Linktree]
https://bitcoinethereumnews.com/finance/ripple-whales-are-loading-up-on-mutuum-finance-mutm-to-save-portfolios-as-xrp-tanks-10-in-a-week/

1 hit, killed in shoulder while checking on another driver

A tragic incident occurred when a woman was fatally struck on the shoulder of the road. She had stopped to check on the driver of another vehicle when the accident happened. Emergency responders arrived quickly, but unfortunately, she did not survive the impact. Authorities are investigating the circumstances surrounding the collision to determine the cause. This serves as a somber reminder to remain cautious and vigilant when stopping on roadways.
https://kdvr.com/news/local/1-hit-killed-in-shoulder-while-checking-on-another-driver/

Ricoh Leasing Company, Ltd. 2026 Q2 – Results – Earnings Call Presentation

**Ricoh Leasing Company, Ltd. 2026 Q2 Results Earnings Call Presentation**
*Date: November 9, 2025 | Time: 6:09 PM ET*

Ricoh Leasing Company, Ltd. (Ticker: RCHXF) recently held its earnings call to discuss the results for the second quarter of 2026. The accompanying slide deck was published in conjunction with this call.

This article was prepared by Seeking Alpha’s transcripts team, who are responsible for developing all transcript-related projects on our platform. Each quarter, we publish thousands of earnings call transcripts and continue to expand our coverage to provide timely and comprehensive financial information.

The purpose of this profile is to share new developments related to transcripts with our readers, helping investors and analysts stay informed.

Thank you for your interest,
The Seeking Alpha Transcripts Team

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**Recommended For You:**
[Related articles or links could be inserted here]
https://seekingalpha.com/article/4841074-ricoh-leasing-company-ltd-2026-q2-results-earnings-call-presentation?source=feed_all_articles

Tronox Holdings plc 2025 Q3 – Results – Earnings Call Presentation

**Tronox Holdings plc 2025 Q3 Results Earnings Call Presentation**
*November 9, 2025 | 6:12 PM ET*

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**Tronox Holdings plc (TROX) Stock Overview**
TROX | SA Transcripts | 156.65K Followers

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**Q3 2025 Earnings Summary**
– **Earnings Per Share (EPS):** -$0.46, missing estimates by $0.25
– **Revenue:** $699.00 million, down 13.06% year-over-year and missing estimates by $59.70 million

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The following slide deck was published by Tronox Holdings plc in conjunction with their Q3 2025 earnings call. This article was prepared by the Seeking Alpha Transcripts team.

—

**About Seeking Alpha Transcripts**
Seeking Alpha’s transcripts team is responsible for developing all of our transcript-related projects. We currently publish thousands of quarterly earnings calls each quarter on our site and continue to grow and expand our coverage.

The purpose of this profile is to share new transcript-related developments with our readers.

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Thank you,
SA Transcripts Team

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**Recommended For You**
[Related articles and transcripts]
https://seekingalpha.com/article/4841080-tronox-holdings-plc-2025-q3-results-earnings-call-presentation?source=feed_all_articles

Connor Bedard’s heater continues as the Chicago Blackhawks finish a 3-2-1 trip with a 5-1 win in Detroit

Bedard’s Early Goal Sparks Blackhawks to 5-1 Win Over Red Wings

DETROIT — Connor Bedard was the last Chicago Blackhawks player off the ice in warmups, giving the few Hawks fans in attendance some high-fives. When the puck dropped for the opening faceoff, Bedard was ready. It took him only 59 seconds to score his ninth goal of the season—a snipe off a great setup by Artyom Levshunov—as the Hawks went on to defeat the Detroit Red Wings 5-1 on Sunday at Little Caesars Arena.

Bedard added two assists as the Hawks (8-5-3), despite being outshot 46-20, used a three-goal third period to turn a nail-biter into a blowout. They finished their six-game trip 3-2-1 and will return to the United Center on Wednesday versus the New Jersey Devils on a three-game winning streak.

Bedard is heating up with 18 points (seven goals, 11 assists) in his last eight games. Already the youngest Hawk to reach 150 career points, he’s steadily climbing the franchise list for most points before turning 21. Now at 153 points, Bedard ranks fourth on the under-21 list, with Denis Savard (160) and Patrick Kane (161) within reach. The team record belongs to Eddie Olczyk, who amassed 180 points before his 21st birthday.

“It will be a few games before Bedard passes Kane, but he’ll take Sunday’s win against the former Hawks great for now,” said Coach Jeff Blashill. It was Kane’s first loss to his former team since the Hawks traded him in February 2023.

“Good road win at the end of the trip,” Blashill added. “You win special teams battles, you win a lot of games. Early in the year, when we lost some games I thought we could have won, we weren’t winning the special teams battle. Now we are.”

The Hawks excelled on special teams, going 3-for-3 on the power play while killing off all five penalties. Teuvo Teräväinen, Tyler Bertuzzi, and Bedard each scored seconds into a power play.

“Confidence is a huge factor in life and especially on special teams,” Blashill said. “When Connor zips the one-hand, that makes the rest of the power play more dangerous.”

To say Bedard is hot right now is an understatement. He took the NHL scoring lead with 25 points, though the Colorado Avalanche’s Nathan MacKinnon (24) played later Sunday. By reaching 25 points in his 16th game, Bedard matched Kane (2015-16) as the fastest Hawks player in the last 35 years to hit that milestone.

Bedard isn’t the only Hawk on fire. Bertuzzi has six goals in his last three games. “I’ve loved Bert from the moment I started coaching him in Grand Rapids,” Blashill said. “He came in during our playoffs and I thought he was a winning hockey player then, and I think he’s a winning hockey player now.”

Arvid Söderblom started in net for the Hawks and finished with a career-high 45 saves. He made several key stops, including a save on his brother, left wing Elmer Söderblom, in the first period and an impressive toe-tap save in the second.

“I’d been off for a few days and hadn’t played in a while, so the first few minutes I felt a little off,” Söderblom said. “But once I felt some shots, I got into it pretty good right away.” It was the first time Arvid and Elmer faced each other in the NHL.

Despite stopping his brother’s shot, Arvid stayed humble. “You should never be chirping as a goalie; that can bite you in the butt pretty quick,” he said. “I might give it to him afterward.”

Oliver Moore scored his first NHL goal with 15.6 seconds left in the game. The winger has made an impact since being called up from Rockford before last Monday’s game in Seattle.

“It was really good to get the first one out of the way,” Moore said. “It feels like a weight off the shoulders a little bit in that category. It’s all about the guys in here making it easy for me to come in. If we keep playing winning hockey, hopefully it’s the first of many.”

Frank Nazar was a last-minute scratch after suffering an undisclosed injury Friday while being crosschecked by Calgary Flames’ Joel Farabee. Blashill had said beforehand that Nazar would be a game-time decision, so a lengthy absence does not appear to be a concern. The Detroit native has 11 points (five goals, six assists) and a plus-3 rating in 15 games this season.

The two weeks of travel are now over. It’s time for the Hawks to go home.

“It’s been a long road trip and it’s going to be good to get back home and spend some time with the family,” Söderblom said. “Looking forward to it.”

https://www.chicagotribune.com/2025/11/09/chicago-blackhawks-connor-bedard-detroit-red-wings/

He Let Ohio Pay Taxes in BTC, Now He’s Lost $1.2 Million Trading

Former Ohio State Treasurer Josh Mandel, once hailed as an early political champion of Bitcoin, has revealed a personal loss of more than $1.2 million on call options tied to BlackRock’s iShares Bitcoin Trust (IBIT). The former state official’s gamble followed his bold prediction that Bitcoin would reach $444,000 by November 8—a forecast that has clearly not materialized.

Mandel shared details of his failed trade in a post on X (formerly Twitter), saying he had gone “all in” on IBIT call options, only to watch them expire worthless.

“Earlier in the cycle, I published a MSTR and MSTR-option-only portfolio. Initially, it was entirely long, then shifted to short with in-the-money covered call sales as I predicted Bitcoin would hit $84,000. These moves worked out well enough, but I grew impatient with my final call for $444,000, and as they say, you’re only as good as your last call,” he wrote.

Mandel added that his post was intended “to be transparent,” rejecting accusations that he misled investors or sought to profit through coin issuance.

### A Crypto Pioneer in Ohio’s Government

Long before retail Bitcoin speculation reached mainstream America, Josh Mandel helped Ohio “plant a flag” for crypto adoption. In November 2018, while serving as State Treasurer, he launched OhioCrypto.com—the first U.S. government platform allowing businesses to pay state taxes in Bitcoin.

The payments, processed through BitPay, were automatically converted into U.S. dollars for the state treasury. At the time, Mandel described Bitcoin as “a legitimate form of currency” and positioned Ohio as a leader in blockchain innovation.

“We’re looking to plant a flag for Ohio,” he told reporters, arguing that the move would modernize state finances and attract tech-forward businesses.

However, the program faced regulatory hurdles under his successor, Treasurer Robert Sprague, who suspended it in 2019 after determining that BitPay’s payment structure may have violated state procurement laws. Fewer than ten companies had used the service before it was shut down.

### Risks and Lessons From the Bitcoin ETF Options Market

Mandel’s high-stakes loss comes as interest in Bitcoin ETF options has surged since their launch in late 2024. According to Kaiko research, trading volumes in Bitcoin ETF options soared, with many traders favoring bullish positions.

Recently, however, Bitcoin ETFs have not been performing well, with outflows reaching levels last seen in May. They only recently recorded the first inflow after a $2.9 billion outflow streak.

Speculative long-term bets like Mandel’s remain outliers, highlighting the significant risks associated with options and the volatility of Bitcoin prices.

By making his investment loss public, Mandel offers a reminder that experienced public figures and crypto pioneers can also misjudge timing or risk in digital assets.

As regulated crypto derivatives expand and attract more investors, Mandel’s experience demonstrates that market predictions, even when widely shared, come with no guarantee of success.
https://bitcoinethereumnews.com/bitcoin/he-let-ohio-pay-taxes-in-btc-now-hes-lost-1-2-million-trading/

Vibe-coding is now an official word in the dictionary

AI is transforming everything — including the English lexicon.

Andrej Karpathy, the OpenAI cofounder and former AI director at Tesla, coined the term “vibe-coding” in a post on X in February. Just nine months later, it has become an official word in the dictionary.

“There’s a new kind of coding I call ‘vibe coding’ where you fully give in to the vibes, embrace exponentials, and forget that the code even exists,” Karpathy wrote. “It’s possible because the LLMs (e.g., Cursor Composer with Sonnet) are getting too good,” he added.

Since then, vibe-coding has evolved beyond tech jargon to become a bona fide word and a legitimate skill commanding sizable salaries. Collins Dictionary, a renowned dictionary published by HarperCollins with more than 200 years of history, named vibe-coding its 2025 Word of the Year this week.

Collins categorizes vibe-coding as a noun and slang term, defining it as “the use of artificial intelligence prompted by natural language to assist with the writing of computer code.”

Over the past year, vibe-coding has become the standard approach for both experienced and novice coders. Whether building new apps or testing out concepts, developers are increasingly relying on this AI-assisted method to enhance productivity and creativity.

The rise of vibe-coding has also attracted significant investment. Companies developing vibe-coding platforms have secured substantial funding rounds from Silicon Valley’s top investors.

Lovable, founded in 2023, announced a $200 million Series A raise at a $1.8 billion valuation led by Accel in July. In September, Replit raised $250 million at a $3 billion valuation, led by Prysm Capital. That same month, Vercel announced a $300 million funding round at a $9.3 billion valuation, also led by Accel.

As AI continues to reshape the coding landscape, vibe-coding is poised to become an essential skill for the future of software development.
https://www.businessinsider.com/vibe-coding-dictionary-2025-11

Bills score with Keon Coleman 35-yard TD, trail Dolphins 16-6 in fourth quarter

At long last, the Bills have gotten on the board. Quarterback Josh Allen connected with Keon Coleman on a deep pass down the left sideline, with the receiver taking it in for a 35-yard touchdown. This marked Coleman’s third touchdown of the season. He now has three receptions for 46 yards on the day.

The two-point conversion attempt was no good, keeping Miami’s two-possession lead intact with the score at 16-6. The touchdown capped off an impressive eight-play, 98-yard drive for Buffalo, producing the team’s first points of Week 10.

Earlier in the half, the Bills had an opportunity to score on their first second-half drive, reaching the red zone. However, Allen threw an interception that ended the chance to add to their score.

In injury news, Bills tight end Dalton Kincaid has been downgraded to out due to a hamstring injury.
https://www.nbcsports.com/nfl/profootballtalk/rumor-mill/news/bills-score-with-keon-coleman-35-yard-td-trail-dolphins-16-6-in-fourth-quarter

Benjamin Mendy makes his debut in Poland

Benjamin Mendy Makes His Debut in Poland

Benjamin Mendy finally made his Ekstraklasa debut with Pogoń Szczecin on November 9, coming on against Jagiellonia Białystok.

Having joined the club in mid-September, Mendy took some time to adjust before stepping onto the pitch for his first official match. Fans and teammates alike were eager to see how the experienced player would perform in Poland’s top football division.

His debut marks an important milestone in Mendy’s career as he looks to make a strong impact in the Ekstraklasa and help Pogoń Szczecin achieve their season goals.

https://foot-africa.com/en/news/benjamin-mendy-makes-his-debut-in-poland-954020/

Trump Administration Orders States To Claw Back Food Stamp Payments as Agriculture Department Appeals Lawsuit

The Department of Agriculture is demanding that states immediately “undo” any work they have done to send out SNAP benefits, more commonly known as food stamps, according to a memo first reported by the New York Times.

This directive comes as Agriculture Secretary Brooke Rollins appeals a judge’s order requiring her to start releasing some SNAP funds to states despite the ongoing government shutdown.

A coalition of churches, community centers, and labor unions sued Secretary Rollins at the end of October after she refused to tap into an emergency fund designed to keep SNAP benefits flowing during a shutdown. A judge in Rhode Island ordered her to release these funds. However, in an emergency appeal to the Supreme Court, Secretary Rollins requested that the order be put on hold. Justice Ketanji Brown Jackson granted this request.

In a memo sent to states on Saturday night, the Department of Agriculture stated that any state that has already disbursed full SNAP benefits must reverse those actions. The memo reads:
“To the extent States sent full SNAP payment files for November 2025, this was unauthorized. Accordingly, States must immediately undo any steps taken to issue full SNAP benefits for November 2025.”

Instead, the USDA says states may proceed with SNAP payments at a 35 percent reduction. This was the department’s original position before the Rhode Island judge ordered full benefits to be distributed.

The Department of Agriculture did not immediately respond to requests for comment.

The memo also warns states about potential consequences for noncompliance. “Failure to comply with this memorandum may result in USDA taking various actions, including cancellation of the Federal share of State administrative costs and holding States liable for any overissuances that result from the noncompliance,” the department said.

The legal battle is now headed back to the First Circuit Court of Appeals, where the Trump administration is appealing Judge John McConnell’s order to pay full SNAP benefits. However, this case could become moot if the government reopens in the coming days.

This SNAP payment dispute has put more than 40 million Americans across over 20 million households at risk of losing their food stamp benefits for the month.

Earlier this month, the Department of Agriculture told Judge McConnell in a legal filing that it was working to distribute partial benefits. However, President Trump later threatened to withhold all funds in defiance of the judge’s order.

On his Truth Social platform, the president wrote:
“SNAP BENEFITS, which increased by Billions and Billions of Dollars (MANY FOLD!) during Crooked Joe Biden’s disastrous term in office (Due to the fact that they were haphazardly ‘handed’ to anyone for the asking, as opposed to just those in need, which is the purpose of SNAP!), will be given only when the Radical Left Democrats open up government, which they can easily do, and not before!”

Within hours, White House press secretary Karoline Leavitt clarified the statement, telling reporters that the president was referring to any future shutdowns, not the current one.

Later that day, a political appointee at the Department of Agriculture confirmed in a filing to Judge McConnell that partial benefits were being sent out to states.
https://www.nysun.com/article/trump-administration-orders-states-to-claw-back-food-stamp-payments-as-agriculture-department-appeals-lawsuit