Operator: Good morning, and welcome to the Regions Financial Corporation’s quarterly earnings call. My name is Chris, and I will be your operator for today’s call. [Operator Instructions] I will now turn the call over to Dana Nolan to begin.
**Dana Nolan**
EVP & Head of Investor Relations
Thank you, Chris. Welcome to Regions’ Third Quarter earnings call. John and David will provide high-level commentary regarding our results. Earnings documents, which include our forward-looking statement disclaimer and non-GAAP reconciliations, are available in the Investor Relations section of our website. These disclosures cover our presentation materials, today’s prepared remarks, and Q&A.
I will now turn the call over to John.
**John Turner**
President, CEO & Chairman
Thank you, Dana, and good morning, everyone. We appreciate you joining our call today.
Earlier this morning, we reported strong quarterly earnings of $548 million, resulting in earnings per share of $0.61. On an adjusted basis, earnings were $561 million or $0.63 per share.
We delivered adjusted pretax pre-provision income of $830 million, a 4% increase year-over-year, and we generated a strong return on tangible common equity of 19%. We…
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