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What a Credit-Card Interest Rate Cap Would Mean for Consumers

As part of a series of efforts to make life more affordable, President Donald Trump is taking steps to help Americans struggling with credit-card debt.

After demanding on social media that credit-card lenders cap interest rates at 10% for a year, the president took his appeal to Congress on January 21. He urged lawmakers to pass legislation establishing this 10% interest rate ceiling as law.

Currently, average credit-card interest rates hover around 20%, making it difficult for many consumers to manage their debt. This proposed cap aims to provide relief and make debt repayment more manageable for millions of Americans.
https://www.bloomberg.com/news/articles/2026-01-24/what-a-credit-card-interest-rate-cap-would-mean-for-consumers

How to prepare for the ‘Great Wealth Transfer’

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities, or other investments.

We are in the midst of the Great Wealth Transfer, experts say—a predicted titanic pass-down of assets from older generations to Gen X, Millennials, and Gen Z. According to financial research firm Cerulli Associates, $124 trillion will change generational hands through 2048. That said, not everyone is going to receive a staggering amount of money or any inheritance at all, frankly. Much of this wealth is concentrated in a small pocket of the population.

But if you’re inheriting wealth, you’ll have choices to make. Planning ahead can help you avoid costly mistakes.

“This is something that’s really powerful, that could really propel your financial security,” says Fahmin Fardous, a certified financial planner with Zenith Wealth Partners in Morristown, New Jersey. “Let’s look at where you are, and let’s look at what your goals are in life.”

Prepare Before the Inheritance

Receiving large sums of money and losing a loved one are both things that can throw you for a loop, emotionally and practically. “Grief can lead to rushed decisions,” says Scott Bishop, a CFP and co-founder of Presidio Wealth Partners in Houston.

Establishing goals, understanding inheritance terms, and researching tax implications can put you in a better place to make smart choices, he says. In other words, laying the groundwork now prepares you for the hard work later.

“Emotionally, I often see people swing to extremes—either refusing to spend any money because it feels like ‘blood money,’ or spending too quickly because they don’t feel deserving of it,” says Mitchell Kraus, a CFP with Capital Intelligence Associates in Santa Monica, California.

No matter what emotion you feel at the time, it’s probably normal, whether it’s happiness, sadness, or general overwhelm.

“I’ve seen stress, I’ve seen excitement,” Fardous says. Many clients have never had this kind of money before, she adds, and they often don’t know what to do with it.

Avoid Common Inheritance Mistakes

All those feelings can make it hard to act thoughtfully on your newfound wealth, particularly if it’s a life-changing amount.

One thing you shouldn’t do, Fardous says, is start mentally spending the cash. “Whenever I see someone who’s received a windfall, they think of this wish list they’ve had. And this money is getting spent in their head before it’s even hitting their bank account.” That can derail long-term security before the inheritance has even fully settled.

“Don’t bank on an inheritance until you have it,” Kraus cautions.

Other people seek professional advice (good!) but end up with financial pros who try to sell them lots of high-commission products (not ideal!). If you consult with a professional, consider looking for a fiduciary, which means they’re legally bound to do what’s best for the client, Fardous says.

Be sure you understand the difference between a fee-based financial planner, who receives commissions for recommending products, and a fee-only planner, who is paid only by clients.

People sometimes respond to pressure from friends and family by taking hasty action before they’ve had time to really think about it. Kraus recommends telling people you’re taking a “90-day decision-free zone”—a period where you don’t make any irreversible financial moves.

“It gives you a chance to reset, to think about what’s going on and how it’s happening, and that takes a lot of the pressure off,” Kraus says.

Have the Hard Conversations Early

It’s helpful to know what’s coming your way so you can prepare for taxation and distribution. If you’re inheriting an IRA, there are rules about when and how you must take distributions from the account. There may be taxes due on what you’re receiving.

If you have the kind of relationship with your loved one where you could discuss what you might be inheriting, do it, Kraus advises.

“I can’t tell you how many families I see where the parents are going to leave a lot of money for their kids, but their kids are so worried about the parents not being able to get by, they’re saving money in case their parents need help,” Kraus says. “So having those conversations ahead of time can help.”

Consider asking what you might be inheriting—money, property, investments—and whether there are any restrictions on the assets, he adds.

Make a Plan for Inherited Wealth

After taking some time to absorb the situation and your emotions, experts say there are a few priorities to consider.

Consulting a professional about your tax liabilities should be one of your first steps, Bishop says.

After that, think about emergency savings and debt. “We don’t want to allocate anything toward anything else without you having an emergency fund of three to six months in high-yield savings, then making sure you don’t have any high-interest debt,” Fardous says.

Then consider your goals. Do you want to put money toward your children’s college education, buy a house, or bump up your retirement nest egg?

“The first thing you don’t want to do is go out and buy three Ferraris,” Bishop says. Think about what’s important to you and what this money means for you.

Where do you want to go? Does this inheritance mean you can retire early? Would you want to retire early?

“Think of it as an opportunity to reset your life,” Bishop says. “Big checks invite big mistakes. It’s important to slow down, have a plan, and then execute.”

Related Articles:

Kate Ashford, WMS™ writes for NerdWallet.
Email: kashford@nerdwallet.com
Twitter: @kateashford

https://www.bostonherald.com/2026/01/24/great-wealth-transfer/

Netflix Postpones Alex Honnold’s ‘Skyscraper Live’ Climb Due to Weather Concerns

Netflix’s “Skyscraper Live,” which was set to follow free solo climber Alex Honnold as he climbs the Taipei 101 tower in Taiwan, has been postponed due to rain.

The event will now take place on Saturday night U.S. time, which corresponds to Sunday morning Taiwan time.

“Due to weather, we are unable to proceed with today’s Skyscraper Live event. It has been rescheduled for Saturday, January 24 at 8 p.m. ET / 5 p.m. PT,” Netflix said in a statement. “Safety remains our top priority, and we appreciate your understanding.”

More updates will be provided as they become available.
https://variety.com/2026/tv/news/netflix-postpones-alex-honnold-skyscraper-live-weather-1236639657/

The Sun’s Red Dwarf Neighbors Provide Clues to Origins of Carbon and Oxygen

We live near a fusion reactor in space that provides all our heat and light. That reactor is also responsible for the creation of various elements heavier than hydrogen, and that’s true of all stars. So, how do we know that stars are element generators?

Many clues lie hidden in stellar spectra, since they contain fingerprints of various elements cooked up by the stars. Hints about the creation of carbon and oxygen in particular lay hidden for years in a data set taken in a search for planets around nearby stars. Astronomers have suggested that such stars could be promising places to look for exoplanets.

Thanks to a brainstorm by astronomer Darío González Picos of Leiden University in the Netherlands, he and a research team examined high-resolution spectra of nearby stars to look for rare isotopes of carbon and oxygen. The team studied 32 M dwarf-type stars, which are among the most common in the Galaxy.

M dwarf stars live for a long time on the main sequence, which is the period when a star fuses elements in its core. The atmospheres of these stars preserve the signatures of their chemical evolution from birth to their current state. The stars in the study showed rare isotopes of carbon and oxygen, revealing new details about their evolution.

The result of the team’s work represents a step forward in understanding the creation of elements and how they get dispersed during stellar evolution.

### Stellar Seeding of Elements

Carbon and oxygen are highly abundant in the Universe. We are carbon-based life forms, as is all life on our planet, which itself contains carbon in its makeup. We breathe oxygen, generated by other life forms on Earth. So, it’s natural to wonder how these two essential elements came about in the process of stellar evolution.

Understanding this means comprehending the complexities of element-making processes in stars.

“Nuclear fusion in stars is a complex process and is just the starting point of chemical evolution,” said Darío González Picos, who headed the research. This process, called stellar nucleosynthesis, occurs in all stars. Our Sun, for example, fuses hydrogen to make helium and will continue to do so for several billion years.

Eventually, the Sun will run out of hydrogen in its core and begin to fuse helium into heavier elements, such as isotopes of carbon and oxygen. At that point, it will become a reddish star, expelling its elements into space through strong stellar winds.

Stars much more massive than the Sun follow a similar path but go on to create even heavier elements when they explode as supernovae. Essentially, stars are part of a colossal cosmic recycling project, enriching their galaxies with material to form new stars and planets.

### Finding the Rare Fingerprints

González Picos collaborated with Ignas Snellen and Sam de Regt to detect and analyze the chemical fingerprints in starlight by using isotopes of carbon and oxygen. These isotopes are different varieties of those elements, distinguished by the number of neutrons in their atoms.

For example, on Earth, 99% of carbon atoms have 6 neutrons, but a small fraction has 7. The team successfully measured these isotope ratios for both carbon and oxygen in 32 nearby stars with unprecedented precision.

They accomplished this by sifting through data archives from the Canada-France-Hawai’i Telescope on Mauna Kea in Hawai’i. The data included stars with effective temperatures between 3000 and 3900 K, exhibiting strong signals for heavier elements (high metallicity in their atmospheres).

*Artist’s impression of isotopes in a red dwarf star.*

“This finding confirms what some models of galactic chemical evolution have predicted and now provides a new tool to rewind the chemical clock of the cosmos,” said the team.

“The observations were originally made for a completely different reason than the one we are using them for now,” noted Snellen. “It was entirely Darío’s idea to use the high-resolution spectra, which were initially intended for discovering planets, for this isotope research with impressive results.”

### Unlocking Cosmic Mysteries

As González Picos points out, this research offers another way to use stellar chemistry to trace various types of evolution in the Universe.

“This cosmic detective story is ultimately about our own origins, helping us to understand our place in the long chain of astrophysical events, and why our world looks the way it does,” he said.

—

### For More Information

– “Rare Isotopes in Our Neighboring Stars Provide New Insights in the Origin of Carbon and Oxygen”
– “Chemical Evolution Imprints in the Rare Isotopes of Nearby M Dwarfs”
https://www.universetoday.com/articles/the-suns-red-dwarf-neighbors-provide-clues-to-origins-of-carbon-and-oxygen

Debate heats up over potential court expansion in Utah

A bill seeking to expand Utah’s judiciary, both in the lower courts and up to the Supreme Court, was introduced with heavy discussion and debate in a state Senate committee on Thursday. The initiative, led by GOP lawmakers, aims to help the court system manage its growing caseload.

The bill, SB134, advanced with a 9-to-1 vote, with Sen. Stephanie Pitcher, D-Millcreek, casting the sole dissenting vote. It proposes adding more judges to the state Supreme Court and Court of Appeals. Additionally, amendments to the bill would add one district court judge each in Salt Lake City, St. George, and Provo.

Currently, the Utah Supreme Court consists of five justices, while the Court of Appeals has seven judges. Sen. Chris Wilson, R-Logan, the bill’s chief sponsor, is proposing to increase the highest court to seven justices and the appellate court to nine judges.

Wilson noted, “In 1896, when Utah became a state, we had 276,000 people and a Supreme Court of three justices. That was expanded to five justices in 1917 when the population was roughly 444,000.” He added, “In 1987, we created the Court of Appeals with seven judges when the state had a population of 1.7 million. Since that time, our population has doubled to 3.5 million.” Utah is now the 30th largest state in the country.

Wilson also pointed out that “there are roughly 35 states with either seven or nine justices. Of those, 10 of the closest states in population to Utah have somewhere between seven and nine justices on their Supreme Courts.” His argument centers on the fact that a growing population naturally leads to a growing judicial caseload.

If the bill passes the Legislature and is signed by Governor Spencer Cox—as expected, since he suggested the idea last month—it would mark the first time since 2016 that a state has increased the number of judges on its Supreme Court bench.

However, not everyone supports the expansion. Sen. Stephanie Pitcher previously told the Deseret News that she views the Supreme Court expansion as politically motivated rather than a response to caseload concerns. She stated, “It has everything to do with the fact that my colleagues are getting rulings they’re not happy with.”

Recent contentious issues, such as abortion and the state’s most recent redistricting dispute, have heightened tensions between the legislature and judiciary.

Most public comments during Thursday’s hearing expressed little concern about adding judges to the lower courts; opposition primarily focused on increasing the number of Supreme Court justices. Law professors, attorneys, and concerned citizens criticized the proposed increase as an attempt by GOP leadership to engage in court-packing—a legislative-driven change versus a voter-initiated change.

Opponents also argued that the legislature should prioritize addressing judicial needs only as identified by the judiciary itself.

Earlier this week, during his State of the Judiciary address, Chief Justice Matthew B. Durrant made it clear that adding more justices to the Supreme Court was not the court’s preference. Regarding caseload concerns, Durrant noted that in 2025, the state’s Supreme Court finally cleared the backlog caused by the COVID-19 pandemic, and its caseload is now considered normal.

“Disagreement is inherent in our system of government. Public disparagement of another branch is not,” Durrant told the Legislature. “While polarized ‘us versus them’ rhetoric has become common in national circles, it is not and should not be the norm here.”
https://www.deseret.com/utah/2026/01/22/utah-bill-seeks-supreme-court-lower-court-expansion-public-dissent/

Manual sin tiempo

Un poema íntimo y filosófico donde el tiempo deja de medirse en minutos y se convierte en río, memoria y transformación interior.

Hace tiempo miro el reloj y no la hora. Ya me dejaron de importar los minutos; palitos que se mueven por parodia. Aquel es mi principio libertario, pues la maldad no me quita con jabón ni con el tiempo que todo lo cura.

Mis zapatos: ataúdes en los pies que a veces no descalzan mis ideas, son piedras en un río: el tiempo resbala por ellas erosionando su origen hasta la arena. Cambiando por los siglos, de pez en pez, molécula a molécula, así cambia el río que llevo adentro debajo de rápidos y lentos.

Fui instruido por mis ojos para un crimen: ver al mundo y robarle su belleza.

Madre: fui concebido en movimiento, atado con tu pelo a tu sonrisa de sirena, en rosarios de madera y de locura ya no tan buena.

Es mi sonrisa la única testigo de cuando me escapé de la furia de los rayos. Traje al mundo la semántica, y los rastros de inventarme con mi letra siempre fea.

Hace tiempo hago canciones mirando la guitarra sin tocarla. Son baladas, mi público el cerebro, sin propinas y sin miedos.

Hace tiempo miro la vida y no a sus genios.

Hace tiempo olvidé el amor y aprendí a hacerlo.
https://soprissun.com/manual-sin-tiempo/

Trump administration scraps multimillion-dollar

SAN JUAN, Puerto Rico — The administration of U.S. President Donald Trump has canceled solar projects in Puerto Rico worth millions of dollars, even as the island struggles with chronic power outages and a crumbling electric grid.

The canceled projects aimed to help 30,000 low-income families in rural areas across the U.S. territory as part of a now-fading transition toward renewable energy.

In an email obtained by The Associated Press, the U.S. Energy Department expressed concerns that a push under Puerto Rico’s former governor for a 100% renewable future threatened the reliability of the island’s energy system.

“The Puerto Rico grid cannot afford to run on more distributed solar power,” the department’s message stated. “The rapid, widespread deployment of rooftop solar has created fluctuations in Puerto Rico’s grid, leading to unacceptable instability and fragility.”

However, Javier Rúa Jovet, public policy director for Puerto Rico’s Solar and Energy Storage Association, disputed that claim in a phone interview.

He said approximately 200,000 families across Puerto Rico rely on solar power, which generates close to 1.4 gigawatts of energy daily for the rest of the island. “That’s helping avoid blackouts,” Rúa Jovet said, adding that the inverters of those systems also help regulate fluctuations across the grid.

Expressing his disappointment, he called the cancellation of the solar projects “a tragedy.” “These are funds for the most needy,” he added.

Earlier this month, the Energy Department canceled three programs, including one worth $400 million, which would have installed solar and battery storage systems in low-income homes and those with medical needs.

According to the department’s email, on January 9, it planned to reallocate up to $350 million from private distributed solar systems to support fixes aimed at improving power generation in Puerto Rico. It remains unclear if that funding has since been allocated.

One program would have financed solar projects for 150 low-income households on the small Puerto Rican island of Culebra.

“The people are really upset and angry,” said Dan Whittle, associate vice president with the Environmental Defense Fund, which was overseeing that project. “They’re seeing other people keep the lights on during these power outages, and they’re not sure why they’re not included.”

Whittle noted that a privately funded project installed solar panels and batteries on 45 homes just a week before Hurricane Fiona hit Puerto Rico in September 2022. He expressed bafflement at the federal government’s decision.

“They are buying hook, line, and sinker that solar is the problem. It could not be more wrong,” he said.

These solar projects were part of an initial $1 billion fund created by the U.S. Congress in 2022 under former President Joe Biden to help boost energy resilience in Puerto Rico, which is still recovering from Hurricane Maria.

The Category 4 storm devastated the island in September 2017, destroying an already weakened electric grid, which suffered from years of a lack of maintenance and investment. Since then, power outages have persisted, with massive blackouts striking on New Year’s Eve 2024 and during Holy Week last year.

In recent years, residents and businesses able to afford solar energy have increasingly embraced it on an island of 3.2 million people with a poverty rate exceeding 40%. However, more than 60% of Puerto Rico’s energy is still generated by petroleum-fired power plants, 24% by natural gas, 8% by coal, and only 7% by renewables, according to the U.S. Energy Information Administration.

The cancellation of the solar projects comes just a month after the administration of Puerto Rico Governor Jenniffer González sued Luma Energy, the private company overseeing the transmission and distribution of power on the island.

At the time, Governor González criticized the electrical system’s performance, stating it “has not improved with the speed, consistency or effectiveness that Puerto Rico deserves.”
https://abcnews.go.com/Technology/wireStory/trump-administration-scraps-multimillion-dollar-solar-projects-puerto-129474251

Contractor must narrow claims or add 3rd defendant in Ann Arbor school construction dispute, judge says

**Ann Arbor HVAC Contractor Faces Legal Challenges in School Renovation Dispute**

*Ann Arbor, MI* — The HVAC contractor involved in a construction dispute with Ann Arbor Public Schools (AAPS) may be required to narrow its court allegations against the district and the project’s manager—or potentially add another defendant—as the case approaches a possible trial date later this year.

Ottawa Lake-based Core Mechanical Inc. was hired in early 2022 for an $11.4 million renovation project at Ann Arbor’s Wines Elementary and Forsythe Middle School. In a complaint filed last August, Core Mechanical alleged months of work delays and “severe mismanagement” by AAPS and Clark Construction Company, which managed work in a school boiler room. According to the complaint, these issues resulted in $2.7 million in lost productivity and other business damages.

Because Core Mechanical attributed part of these problems to a design error, Clark Construction responded late last year by seeking to assign blame to the project’s architect through a formal notice.

During a hearing on Wednesday, January 21, Patrick Facca, attorney for Clark Construction, stated that the notice naming another potentially responsible party was intended to highlight conflicting contract allegations. He explained:

> “They claim abandonment of contract, and then, they incorporate that in a breach of contract allegation against Clark. Well, abandonment of contract, of course, is the opposite of breach of contract.”

Core Mechanical’s allegations against AAPS include breach of contract for allegedly allowing inefficient project conditions to worsen, and “unjust enrichment” regarding expenses incurred by the HVAC provider. The claims against Clark Construction seek to enforce an indemnity agreement, citing Clark’s obligation to protect AAPS subcontractors from losses.

Kelly Kane, representing Core Mechanical, argued that fault notices typically relate to damages involving personal injury, property damage, or wrongful death—not contract disputes. Washtenaw County Trial Court Judge Carol Kuhnke agreed but noted that Core’s contract claims are “interwoven within the complaint,” making it “permissible for Clark” to identify the architect as a potential co-defendant.

Judge Kuhnke offered Core Mechanical the option to amend the complaint to clarify that only contract remedies are sought, dismiss any tort claims, or add a defendant. Kane requested 21 days to amend or clarify the claims against Clark Construction.

Currently, the court has tentatively scheduled a settlement conference for September 24 and a bench trial for November 6, 2024. These dates may change as attorneys prepare documentation and expert testimony.

**Project Delays and Damages**

Core Mechanical’s original allegations state that a reassignment of work and operating “in a piecemeal fashion” led to an additional 12,885 man-hours, with most damages estimated just over $2 million. Other claimed damages include:

– $358,562.48 for costs related to extended project delays
– $182,464.96 for added project management expenses
– $122,936.15 for installing variable frequency drives for electrical lighting
– Approximately $8,000 and $8,600 for added boiler room design changes and investigative tasks

The heating and cooling service provider also alleges that AAPS terminated their contract a year and a half into the project.

Both Clark Construction and AAPS have denied the allegations as unfounded. AAPS officials and representatives declined to comment on the ongoing litigation.
https://www.mlive.com/news/ann-arbor/2026/01/contractor-must-narrow-claims-or-add-3rd-defendant-in-ann-arbor-school-construction-dispute-judge-says.html

Metra trains to run on reduced schedules Friday due to dangerously cold temperatures

All Metra trains will be operating on reduced schedules this Friday due to the bitter cold temperatures expected in the forecast.

Passengers are advised to plan their travel accordingly and check for any updates before heading to the station. Safety remains a top priority during extreme weather conditions.
https://wgntv.com/news/traffic/metra-trains-reduced-schedules-cold-weather/

Having waited and learned, Collin Gillespie making most of time with Suns

**Collin Gillespie: A Journey of Patience, Perseverance, and Progress**

PHILADELPHIA — Collin Gillespie knows what it takes to wait for the right opportunity. He knew it back in high school, entering his senior year at Archbishop Wood virtually unheralded in the Catholic League, with offers mainly from Albany, Maine, and Holy Family. He knew it as a freshman at Villanova, watching from the sidelines for six weeks during December and January before returning to a team that went on to win the national championship in 2018. And he knew it as an NBA rookie, patiently rehabbing a broken leg that delayed the start of his professional career.

So, as the 26-year-old prepared to play his first NBA game in Philadelphia — more than three-and-a-half years after going undrafted in 2022 — the Huntingdon Valley native was comfortable with the path he’d taken and the places it had led him.

“I’ve learned a lot about the NBA game since being here with Denver,” Gillespie said from the Phoenix Suns locker room ahead of a 116-110 win over the 76ers. “I’ve gotten valuable experience on the court as well. So I think it’s just experience, being able to learn while being off the floor, while being on the floor, just a little bit of everything, trying to continue to get better every day.”

### Making the Most of the Moment

Gillespie has made the most of all that waiting, and he’s now making the most of the minutes he’s earned. He is averaging 13.1 points, 4.1 rebounds, and 4.8 assists for the suddenly resurgent Suns. The 25th straight game he started against Philadelphia shows how solidly he has fit alongside the high-scoring Devin Booker.

In Tuesday’s game, Gillespie recorded 12 points on 3-for-6 shooting, along with four rebounds and four assists in 28 minutes. The night before, he scored 22 points in a win in Brooklyn as the Suns have gone 8-3 in January.

What’s impressive is how he’s translated flashes of potential — glimpsed during a 2023-24 campaign with Denver (where he traveled with the Nuggets for one game in Philly but did not play) and a 33-game stint last year — into sustained production, now averaging 28.1 minutes per night and looking every bit like an NBA regular.

### A Proven Winner at Every Level

Gillespie’s growth has never surprised those who have seen him adapt seamlessly as the level of competition has risen. During his Villanova career, he played 156 games and scored 1,858 points, averaging 15 or more points in the 2019-20 and 2021-22 seasons. In his senior year, he shot an impressive 41.5 percent from beyond the arc.

Despite his college success, Gillespie went undrafted, leading him to the two-way contract route. He signed with the Denver Nuggets, but shortly after Summer League, he fractured his lower left leg during a workout at Villanova, ending his rookie season before it even began. The Nuggets went on to win the NBA title that year without him on the floor.

Instead, Gillespie learned by watching — just as he did in college when sidelined early on a championship team. “I think I learned a lot about the NBA game, the pace, the details, tendencies of certain guys,” he said. “There’s a lot that you could learn about the game, about yourself, about teammates, other teams, especially when you’re just sitting watching. I did it when I was in college when I got hurt, so I kind of have that experience of being able to do that.”

### Mental Fortitude and Competitiveness

While there have been questions about his size (6-foot-1), quickness, and defense, Gillespie’s makeup has never been in doubt. Kyle Lowry, the 76ers guard and Villanova alumnus, calls him a “winner.” Suns coach Jordan Ott echoes that sentiment, praising his “ultracompetitive” nature, his history of winning at every level, and his fearlessness.

Gillespie maximized his time on the Denver bench, then made the most of limited minutes with the Nuggets. Transitioning to the Suns as a two-way player, then a rotation member, and now a key piece of a playoff-contending team, he’s steadily grown.

Last season with the Nuggets, he averaged 3.6 points in 9.4 minutes across 24 games. With the Suns, he improved to 5.9 points in 14.0 minutes over 33 games—including nine starts—while posting 20 points per game in G League action. This year, Gillespie has been with the Suns full-time, contributing significantly to a team many thought to be rebuilding.

### Versatility & Skill Set

“I always go back to his ability to shoot off the dribble, which I think is an elite skill of his and something that’s needed in today’s game with so many pick-and-rolls and so many drives,” Coach Ott said. “He’s able to defend his position for his size. You cannot target him. He became super competitive to take those challenges, and now he just got the opportunity.”

Gillespie is proving that last year’s statistics were not just opportunism on a sub-.500 team. He posted 20.8 points per 100 possessions last year, and this season, with more talent around him demanding the ball, he’s up to 23.2 points per 100 possessions. His assists per 100 possessions remain steady at 8.4.

Defensively, Gillespie ranks eighth in the league with 1.4 steals per 48 minutes played, just behind the 76ers’ Tyrese Maxey, who leads the league at 2.1 steals per game.

### Embracing the Professional Mindset

Gillespie credits his rapid improvement to his time at Villanova, where the team treated basketball “like it was our job in college, and now it is our job.” Many of his former Wildcats teammates now excelling in the NBA would vouch for that mentality.

Now fully adapting to the challenges presented in the NBA, Gillespie is flourishing.

“I think I know my role,” he said. “I play with really good players. I play with Book, and he has so much gravity on the floor. Jalen (Green) has an immense amount of gravity on the floor, able to put a ton of pressure on the rim. So just being able to play off those guys, I feel like I’m pretty good in terms of being able to find my role, whether I need to go out there and score, whether I need to go out there and find guys, get rebounds, kind of run the offense, or just contribute to winning in any way possible.”

Collin Gillespie’s journey has been a testament to patience, resilience, and hard work — qualities that continue to define his rising NBA career.
https://www.mcall.com/2026/01/21/having-waited-and-learned-collin-gillespie-making-most-of-time-with-suns/