attractiveness - The Latremie Post

Ripple Whales Are Loading Up on Mutuum Finance (MUTM) to Save Portfolios as XRP Tanks 10% in a Week

It has been a week of ups and downs for Ripple (XRP) investors, as the price has tumbled by over 10% due to a loss of bullish momentum. However, according to whale on-chain movement analysis, XRP whales are not leaving the market; instead, they are actively investing in a new crypto coin called Mutuum Finance (MUTM).

### Mutuum Finance Gains Momentum

With a current price of only $0.035, Mutuum Finance is rapidly gaining popularity in the crypto market. The coin stands out because of its innovative DeFi lending mechanism, real yield system, and impressive growth rate. Notably, Stage 6 of its presale is already 85% sold, making Mutuum Finance one of the top candidates to be the next big crypto surge in Q4 of this year and into 2026. Demand for the token is escalating at a pace that defies existing estimates and market predictions.

### XRP Price Pressure Intensifies

XRP has experienced a challenging week, falling more than 10% and maintaining a tight trading range between $2.16 and $2.52, which coincides with the Fibonacci support level of 0.382. While bulls are fighting to protect this support region, XRP is struggling to move past its Exponential Moving Average (EMA) resistance levels. This resistance is currently preventing any significant upward momentum.

To regain momentum, XRP needs to break through the current resistance level at $2.52. Doing so could open the path towards higher targets between $2.77 and $3.10. Conversely, failure to overcome this resistance might result in a decline to around $1.94. Adding to the excitement, open interest in XRP is increasing, signaling that significant volatility is imminent—though it remains unclear whether this will be to the upside or downside.

### Investors Eye Mutuum Finance as an Alternative

The uncertainty surrounding XRP’s near-term price action has led many investors to explore other promising opportunities. Mutuum Finance (MUTM), with its compelling growth prospects and innovative DeFi model, is emerging as a strong contender. This project is increasingly viewed as a relatively better growth option, positioning itself as one of the next cryptos to explode.

### Mutuum Finance Presale Enters Rapid Growth Phase

Mutuum Finance’s presale is nearing completion and gaining significant traction across the DeFi ecosystem. Currently at 85% completion of Phase 6, the project enjoys strong engagement and enthusiasm among investors. At this phase, the token is priced at $0.035, offering a last chance for investors to buy before the price rises to $0.04 in Phase 7.

So far, Mutuum Finance has garnered more than 17,810 individual supporters and raised upwards of $18.5 million in presale funding. Beyond its fundraising success, Mutuum Finance’s appeal lies in its utility-focused approach, a clear development roadmap, and a commitment to creating a transparent, sustainable lending platform. These factors collectively position MUTM as a prime crypto to watch within a highly competitive market.

### Imminent Testnet Launch to Showcase Core DeFi Functionality

A significant upcoming milestone is scheduled for Q4 of 2025: the launch of Mutuum Finance’s Sepolia testnet. This will be the first live environment to feature the project’s loaning and value creation system. Users will have the opportunity to obtain funding by providing collateral in ETH and USDT, while also earning MUTM rewards through mtTokens.

The testnet will also facilitate the development and testing of critical operational functions such as risk management, interest rate algorithms, and loan processing before these features are fully deployed on the mainnet. This phased approach demonstrates Mutuum Finance’s dedication to ensuring platform longevity and operational success.

### Looking Ahead

With growing excitement and anticipation, Mutuum Finance is positioned for substantial growth and innovation within the DeFi space. As the market contemplates the “next crypto to explode,” MUTM stands out as a project deserving of close monitoring and consideration.

For more information about Mutuum Finance (MUTM), visit their official website through the following link:
[Website: Linktree]
https://bitcoinethereumnews.com/finance/ripple-whales-are-loading-up-on-mutuum-finance-mutm-to-save-portfolios-as-xrp-tanks-10-in-a-week/

Voya Corporate Leaders Trust Fund B Q3 2025 Commentary

**Nov. 06, 2025 | 11:15 PM ET**
**Voya Corporate Leaders Trust Fund Series B (LEXCX)**
*By Voya Investment Management*

—

### Market Overview: Q3 2025 Recap

Equity markets rebounded strongly in the third quarter of 2025, recovering from the tariff-driven volatility seen in April. Markets closed well above mid-year levels, reflecting renewed investor confidence.

As we approach the final stretch of the year, investors continue to navigate persistent geopolitical tensions, policy uncertainty, and inflation risks that could influence market dynamics going forward.

### Market Drivers

The rally was primarily fueled by strong performance in technology and artificial intelligence-related stocks. Additionally, a shift toward easing monetary policy helped lift markets higher.

However, certain portfolio decisions impacted returns. Notably, an overweight position in Union Pacific Corp. detracted from performance, as did the decision not to hold shares in Apple Inc. and NVIDIA Corp., two of the quarter’s best-performing stocks.

### Economic and Corporate Outlook

Solid economic data combined with strong corporate earnings have reinforced the attractiveness of U.S. assets. The prospect of easing monetary policies adds further support, helping to offset concerns related to inflation and geopolitical risks.

### A Time-Tested Approach to U.S. Blue-Chips

**Strategy Overview:**
The Voya Corporate Leaders Trust Fund Series B is a passively managed grantor trust. It invests in most of the same 30 blue-chip companies originally acquired in 1935, or in their direct descendants, maintaining a consistent focus on long-term quality and stability.

—

### About Voya Investment Management

Voya Investment Management helps investors push what’s possible through differentiated solutions across fixed income, equity, and multi-asset platforms, including private markets and alternatives.

For inquiries or communications, please contact Voya Investment Management through their official channels.

—

**Recommended For You**

[Related articles or links can be inserted here]

—

*This article was prepared by Voya Investment Management, based on market data and analysis as of November 2025.*
https://seekingalpha.com/article/4839965-voya-corporate-leaders-trust-fund-b-q3-2025-commentary?source=feed_all_articles

Galaxy Slashes Bitcoin Price Target for 2025 as BTC Enters ‘Maturity Era’

Galaxy Lowers Bitcoin End-of-Year Price Target from $185,000 to $120,000

Institutional crypto firm Galaxy has revised its end-of-year price target for Bitcoin, lowering it from $185,000 to $120,000. This adjustment comes in the wake of Bitcoin (BTC) falling below the $100,000 mark for the first time in six months.

In a note to its clients on Wednesday, Galaxy attributed this change to recent market developments, including a significant drop in BTC’s price and a $2 billion wave of liquidations that swept through the market on Tuesday. According to the firm, Bitcoin is now entering what it terms the “maturity era,” characterized by reduced volatility and increased stability.

### Bitcoin’s “Maturity Era” and Market Implications

Galaxy explains that during this new phase, market dynamics will be dominated by institutional absorption, passive investment flows, and lower volatility levels. As a result, the firm anticipates that Bitcoin’s gains will be more gradual moving forward, with prices expected to approach—but not exceed—previous all-time highs by the end of the year.

Recently, Bitcoin has been trading around $103,923, marking a 3% increase following Tuesday’s market upheaval. However, this price still represents an approximate 18% decline from its all-time high of $126,080 set just last month, according to data from CoinGecko.

### Shifting Market Dynamics

Galaxy’s analysis highlights several factors working against Bitcoin’s favor in the current market:

– The record $19 billion liquidation cascade on October 10, triggered partially by President Trump’s threats of massive tariffs on China, has shaken investor confidence and reduced market liquidity.

– Alternative assets, such as gold and AI-focused stocks, have started to compete more aggressively with Bitcoin for investors’ attention.

– The growing popularity of stablecoins has also diverted interest away from Bitcoin within the crypto space.

### Policy Developments and Investor Sentiment

On the policy front, expectations for a Bitcoin strategic reserve were high when President Trump took office in January. While an executive order was signed to establish such a reserve, there have been no subsequent Bitcoin purchases, and government communication on the initiative has been minimal, Galaxy noted.

Additionally, retail investor enthusiasm for crypto has waned significantly since 2021. Galaxy describes retail buyers as largely “apathetic” toward Bitcoin, with the previous year’s meme coin surge providing only a temporary boost in attention that has yet to translate into sustained confidence in Bitcoin.

### Future Outlook for Bitcoin Treasury Companies

Galaxy also predicts changes for companies holding Bitcoin on their balance sheets. Whereas stock prices for these firms previously rose in tandem with Bitcoin’s price, the cooling momentum means that generating revenue through other means will become necessary.

### Market Predictions

According to predictors on Myriad—a platform developed by Decrypt’s parent company, Dastan—there is a 64% likelihood that Bitcoin will reach $115,000 before it drops to $85,000.

—

As Bitcoin transitions into this new phase of maturity, investors and market observers will be closely watching how these evolving dynamics shape the outlook for the world’s leading cryptocurrency.
https://decrypt.co/347449/galaxy-slashes-bitcoin-price-target-2025-btc-enters-maturity-era