general 66 - The Latremie Post

Compass Community Credit Union Supports Two Local Non-Profits

Compass Community Credit Union recently demonstrated its commitment to the local community by supporting two non-profit organizations that make a meaningful impact in Humboldt County.

A donation was presented to the Humboldt Library Foundation to support their bookmobile program, which brings books and literacy resources to residents across the county. Another generous donation was made to Eureka Community Services, providing scholarships for children to attend local camps.

Alison Talbott and Elizabeth Murguia from the Humboldt Library Foundation, along with Jim Thomas and Catherine Cunningham from Eureka Community Services, accepted the checks from Bruce Lund, AVP of Marketing and Retail Banking at Compass Community Credit Union.

“Reading is so important to the people in our community, which is why we wanted to donate to the Humboldt Library Foundation. We are also thrilled to sponsor 11 students to participate in camp this fall,” said Ray Litchfield, President and CEO of Compass Community Credit Union.

The Humboldt Library Foundation, established in 1996, was created to build financial support for the Humboldt County Library system and ensure ongoing access to valuable resources for the entire community.

Eureka Community Services offers campership scholarships for day camps, specifically Camp Cooper and Camp Sequoia, to qualifying families. Funding for these scholarships is limited and is awarded on a first-come, first-served basis, making this donation especially significant for local families.

Compass Community Credit Union serves members in Humboldt, Del Norte, and Trinity counties. Membership is open to anyone who lives, works, or worships within these three counties. For more than 74 years, Compass Community Credit Union has been dedicated to providing financial solutions to its members and supporting local causes.

This article appears in My Humboldt Life, November 2025.
https://www.northcoastjournal.com/my-humboldt-life/community-news/compass-community-credit-union-supports-two-local-non-profits/

Hoskinson Affirms Cardano ISO 20022 Support as Deadline Nears

Charles Hoskinson Reaffirms Cardano’s Support for ISO 20022 Ahead of SWIFT Migration Deadline

Charles Hoskinson, co-founder of Cardano (ADA), has reaffirmed the blockchain network’s support for the ISO 20022 global banking standard. This announcement aligns Cardano with other major digital assets such as XRP, HBAR, and ALGO, as the financial industry approaches a critical deadline. The statement comes just 13 days before SWIFT’s hard migration deadline on November 22, marking a significant moment for global banking and payment systems.

### The Significance of ISO 20022 and SWIFT’s Migration

ISO 20022 is a unified data messaging standard designed to modernize and harmonize financial communications worldwide. It replaces older, text-based formats with structured, metadata-rich messages, improving cross-border wire transfers, securities settlements, and institutional payment messaging. The new standard enables faster, clearer, and more transparent communication between banks, payment processors, and digital asset networks.

The deadline set by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) on November 22 marks the end of the “co-existence period,” during which the old MT and new MX message formats operated side-by-side. After this date, all transactions must comply with CBPR+ (Cross-Border Payments and Reporting Plus) guidelines.

### Industry Challenges and Delays

The global rollout of ISO 20022 has faced several delays. Originally scheduled for November 2021, the migration was postponed multiple times over five years due to challenges in upgrading legacy infrastructure. SWIFT’s recent confirmation of a hard deadline emphasizes that no further extensions will be granted.

Despite this firm timeline, readiness varies widely across regions. A June report from Central Banking revealed that fewer than half of the 49 surveyed central banks were fully compliant with the standard, while about 6% had only partial upgrades. Europe leads adoption under the MiCA regulatory framework, with systems such as TARGET2 and EBA Clearing completing their transition in March 2023, aligning with SWIFT’s CBPR+ guidelines that cover payment initiation, clearing, and cash management.

### Cardano’s Position Among ISO 20022-Compliant Blockchains

Hoskinson described ISO 20022 as “necessary to open banking and combining the TradFi and DeFi worlds.” He emphasized Cardano’s role, stating that ADA “is glad to be holding the line with XRP, HBAR, ALGO, and others.”

According to Hoskinson, certain blockchain networks are poised to benefit from the growing importance of ISO 20022 compliance. These include XRP, XLM, ADA, HBAR, ALGO, QNT, and IOTA. These assets are recognized for their utility in cross-border payments, institutional settlements, and enhancing interoperability between traditional finance and decentralized systems.

### Bridging Traditional Finance and DeFi

The alignment of Cardano and other compliant blockchains with ISO 20022 positions them as crucial “bridge” assets in the evolving global financial ecosystem. Their ability to support automated, data-rich financial communication aligns perfectly with the goals of the new banking standard, offering opportunities as the industry moves toward a more integrated and efficient payment landscape.

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As the November 22 deadline approaches, Cardano’s reaffirmation of ISO 20022 support signals its commitment to fostering innovation and interoperability in both traditional and decentralized finance sectors. This pivotal moment highlights the growing importance of blockchain networks in shaping the future of global financial communications.
https://bitcoinethereumnews.com/tech/hoskinson-affirms-cardano-iso-20022-support-as-deadline-nears/

Bullish $115K Target Within Reach If This Key Metric Holds Strong

**Bitcoin Price Prediction: Bullish $115K Target Within Reach If This Key Metric Holds Strong**

The post Bullish $115K Target Withcom appeared first on Crypto News.

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Bitcoin continues to capture the attention of investors and enthusiasts alike as it approaches a potentially significant milestone. Analysts are increasingly optimistic, setting a bullish target of $115,000 for the cryptocurrency.

This optimistic outlook hinges on the strength of a key metric that has historically signaled robust market momentum. If this metric maintains its current trajectory, the $115K target is well within reach, suggesting strong upward momentum in the coming months.

Stay tuned for more updates and in-depth analysis as the market evolves.
https://bitcoinethereumnews.com/tech/bullish-115k-target-within-reach-if-this-key-metric-holds-strong/

Bitcoin Short-Term Holders Increase Holdings Despite Losses

**Bitcoin Short-Term Holders Increase Holdings by 24.7% Since August Amid Market Turmoil**

CryptoQuant analyst Axel Adler Jr has reported a significant 24.7% increase in Bitcoin short-term holders’ assets since August, bringing their total holdings to 5.4 million BTC. This growth highlights persistent market entry by new investors despite ongoing unrealized losses in their portfolios.

An increase of approximately 1 million BTC in holdings among Bitcoin short-term holders since August underscores sustained investor interest amid prevailing market volatility. According to Adler Jr, this rise reflects continuous inflows from new market participants who are willing to accumulate Bitcoin even as the market faces challenges.

Despite these notable gains, short-term holders continue to experience realized losses, illustrating the risk environment they navigate. Market dynamics remain cautious, influenced further by substantial outflows from Bitcoin ETFs. Notably, over a billion dollars exited Bitcoin ETFs in a single day, signaling heightened risk aversion among institutional investors.

> “The latest data shows that short-term holders have increased their holdings substantially since August, even as they remain at a realized loss. This suggests persistent inflows from new market participants, despite the risk environment and recent price downturn.”
> — Axel Adler Jr, Analyst, CryptoQuant

### Market Caution and Potential Opportunities

Experts note that during recent periods of market volatility, the short-term holder segment saw its largest influx since previous capitulation events. Historically, such phases often attract patient investors who accumulate strategically, anticipating future gains.

According to CoinMarketCap data, Bitcoin (BTC) is currently priced at $105,250.05, with a market capitalization of approximately $2.099 trillion. Bitcoin dominates 59.24% of the cryptocurrency market. Over the last 24 hours, trading volume reached $70.49 billion, reflecting a 3.30% change. Despite the recent volatility, Bitcoin’s price has declined by 11.85% over the past 90 days.

This combination of increased short-term holder activity and significant ETF outflows paints a complex picture of cautious optimism amid ongoing market uncertainty. Investors and analysts will continue watching these dynamics for clues about Bitcoin’s near-term trajectory.
https://bitcoinethereumnews.com/bitcoin/bitcoin-short-term-holders-increase-holdings-despite-losses/

Heat’s Erik Spoelstra reveals how Andrew Wiggins’ game-winning dunk vs. Cavs was 4 years in the making

MIAMI — As the Miami Heat pulled off an overtime stunner against the Cleveland Cavaliers on Monday night, 140-138, the victory was capped off by an explosive buzzer-beater dunk by Andrew Wiggins.

With the Heat getting revenge on the Cavs after last season’s playoff sweep, this quality win was especially sweet. The key personnel involved shared insights on how the game-winning play was drawn up and executed.

The game seemed destined to stretch into double overtime after Donovan Mitchell hit a tough three-pointer. However, Miami had other plans. With just 0.4 seconds left on the clock, Nikola Jovic delivered a perfect pass over the rim. Donovan Mitchell set a crucial screen, and Norman Powell faked out the Cleveland defense to free up Wiggins for the decisive bucket.

Head coach Erik Spoelstra revealed that the play had been in the team’s playbook for four years, titled “CQ,” named after assistant coach Chris Quinn, who originally drew it up. “When it got to that point, [Quinn] said, ‘Hey, we should run that.’ I said, ‘You know what? There’s no better person than to diagram it than the one who came up with the dang thing,’” Spoelstra said.

“It worked beautifully. I thought [Powell] sold it really well. Then [Wiggins] made a great cut, and [Jovic] just put it right on the lip of the rim. Couldn’t have made a better pass.”

“It was a classic game, a lot of fun to be a part of. It’s better when you get the win. It was just play after play. I felt like we were making a ton of plays, but they were scoring, making plays, or getting offensive rebounds and knocking down big shots, but we showed some grit.”

### Wiggins Credits Team Effort

Andrew Wiggins, the star of the show with 23 points on Monday night, credited everyone involved in executing the game-winning play. “The coaches drew up a great play. [Jovic] gave me an amazing, perfect pass. [Mitchell] got me open with a great screen, and I was there to finish the job,” Wiggins said.

“I’m happy that we could get this win. It was a hard-fought victory, and hopefully, we can do the same when we play them again in a couple of days. I knew I was so open; I was just focused on catching the ball and putting it in.”

### Standout Performances Beyond Wiggins

Norman Powell kept the Heat afloat with a team-high 33 points despite Miami missing key players Bam Adebayo and Tyler Herro.

Other notable contributions came from Jaime Jaquez Jr., who scored 22 points, grabbed a career-high 13 rebounds, and recorded seven assists. Kel’el Ware also made a significant impact, posting a career-high 20 rebounds alongside 14 points.

### Nikola Jovic’s Crucial Role

Following a career game on Saturday, Nikola Jovic continued his momentum with eight points, eight rebounds, and four assists against Cleveland—including the pivotal assist on the buzzer-beater dunk.

Jovic detailed the huddle discussions and matchup adjustments before the final play. Initially, Evan Mobley was assigned to guard him on the inbound, but the Cavs switched to Donovan Mitchell.

“As we got to the huddle, I kind of expected I was going to throw the pass,” Jovic explained. “At first, I was confused because Coach Spo just handed the board to [Quinn]. We got out of the huddle, and they didn’t know who was guarding who. First, they put Mobley on me.”

“I thought that was good for them because the pass would be hard to throw. Then, when they switched and put Donovan on me, I thought, ‘Okay, well, I got a smaller guy I can throw the pass over.’ When I saw they put Mobley on Jaime and looked at [Wiggins], I knew it was going to work.”

“So as soon as they screened for him, I knew I had to throw it perfectly at the rim to give him just enough time to put it in.”

### Heat Continue Home Dominance

The Heat improve to 7-4 overall and remain undefeated at home this season with a perfect 5-0 record at the Kaseya Center. They now look to extend their winning streak to four games and six consecutive home victories when they face the Cavaliers again on Wednesday.

With teamwork, strategic plays, and grit, Miami is showing it’s ready to build momentum and push forward this NBA season.
https://clutchpoints.com/nba/miami-heat/heat-news-erik-spoelstra-reveals-how-andrew-wiggins-game-winning-dunk-vs-cavs-was-4-years-in-the-making

Antetokounmpo scores 15 of his 30 points in fourth quarter and Bucks edge Mavericks 116-114

DALLAS (AP) — Giannis Antetokounmpo scored 15 of his 30 points in the fourth quarter, and Ryan Rollins put Milwaukee ahead for good with a driving layup with 17.9 seconds left, as the Bucks rallied from a 13-point deficit early in the period to beat the Dallas Mavericks 116-114 on Monday night.

Kyle Kuzma added a season-high 26 points off the bench for Milwaukee, closing the game with a dunk with 14 seconds remaining after stealing a Dallas inbound pass when intended recipient Cooper Flagg slipped just beyond the 3-point line.

The Mavericks had a chance to tie the game, down 116-113, when P.J. Washington Jr. was fouled on a desperation 3-pointer by Antetokounmpo with 1.2 seconds left. After Washington missed his second free throw, his intentional miss on the third shot was tipped by Dallas’ Moussa Cisse but grabbed by Milwaukee’s Bobby Portis Jr.

Flagg, last summer’s No. 1 draft pick, led the Mavericks with a season-high 26 points. Brandon Williams added 19 points in his first start of the season.

After Washington’s missed free throw bounced off the front rim, much of the Dallas crowd broke into a final version of the “Fire Nico” chant, directed at general manager Nico Harrison.

Antetokounmpo entered the game leading the NBA, averaging 33.8 points and 19.2 two-point shots per game. He took only four field goals in the first half, all in the second period, finishing with 18 total field-goal attempts and hitting one of two 3-pointers.

Dallas’ Anthony Davis missed his sixth consecutive game with a strained left calf. Mavericks coach Jason Kidd said Davis is making progress. The Mavericks also played their eighth straight game without Dereck Lively II, sidelined with a right knee sprain.

### Up Next

– **Bucks:** At Charlotte on Wednesday night in the first of consecutive games against the Hornets.
– **Mavericks:** Host Phoenix on Wednesday night.
https://mymotherlode.com/sports/basketball-game-stories/10170395/antetokounmpo-scores-15-of-his-30-points-in-fourth-quarter-and-bucks-edge-mavericks-116-114.html

“I don’t have anything in my mind” – Rukiya Anpo fully focused on Marat Grigorian, rules out any talk of MMA or Muay Thai transition

Don’t expect former K-1 Champion Rukiya Anpo of Japan to shift to Muay Thai in four-ounce gloves anytime soon.
https://www.sportskeeda.com/mma/news-i-don-t-anything-mind-rukiya-anpo-fully-focused-marat-grigorian-rules-talk-mma-muay-thai-transition

EU Bans Cash Payments Over €10,000 and Imposes ID Rules for Bitcoin Transactions by 2027

Public debate surged following claims about strict European Union regulations introducing cash payment limits and comprehensive identity checks for Bitcoin transactions. Initial reports suggested that the EU had agreed to ban cash payments exceeding €10,000 and would require identification for every Bitcoin payment starting in 2027. These claims sparked widespread concern over potential threats to financial privacy and drew comparisons to restrictions on personal freedom.

However, subsequent clarifications moderated these interpretations. A tweet from the crypto-focused account Simply Bitcoin, which originally sparked much of the discussion, later explained that the €10,000 cash limit is part of existing anti-money laundering (AML) regulations. Furthermore, the identification requirements apply specifically to crypto service providers and not to every individual Bitcoin transaction conducted on the blockchain.

Patrick Hansen, a respected crypto analyst, contributed to the conversation by correcting common misconceptions circulating online. Hansen emphasized that the relevant AML regulations do not prohibit self-custody or the use of personal wallets. Instead, these rules target service providers who handle transfers on behalf of users, focusing regulatory oversight where it can effectively combat illicit activity.

### Regulatory Structure Under MiCA

The Markets in Crypto-Assets Regulation (MiCA), officially Regulation (EU) 2023/1114, was approved on May 31, 2023. This legislation establishes a unified regulatory framework for companies issuing or providing services related to crypto assets within the European Union. It covers payments made via tokens, including Bitcoin, and mandates that service providers obtain licenses to operate legally within EU member states.

MiCA’s introduction aims to harmonize rules across the Union and enhance consumer protections. On October 6, 2025, the European Banking Authority, European Insurance and Occupational Pensions Authority, and the European Securities and Markets Authority issued guidance cautioning consumers that investing in crypto-assets remains inherently risky—even when dealing with regulated service providers. They highlighted the potential for sudden value fluctuations and operational risks linked to various industry actors.

Alongside MiCA, Regulation (EU) 2023/1113—known as the Transfer of Funds Regulation (TFR)—applies specifically to crypto-asset service providers. Under TFR, these providers must collect sender and recipient information for crypto transfers. This measure is designed to prevent money laundering and the financing of harmful networks through digital assets.

### Service Provider Oversight Within the EU

MiCA requires all service outlets offering payment or storage services involving tokens intended for exchange or to hold value to obtain proper authorization. Companies operating within the Union must comply with requirements around consumer disclosures, conflict-of-interest management, and transparency. This framework seeks to establish uniform conditions for crypto service providers catering to EU buyers.

To prevent regulatory arbitrage, the regulations apply regardless of a company’s location. Any service provider serving clients inside the EU must adhere to Union rules. This approach helps close gaps caused by jurisdictional differences while ensuring legal clarity for consumer-facing crypto services.

Under the new rules, regulators will impose strict compliance obligations on providers handling cryptocurrency funds, including those facilitating Bitcoin payments. These providers are mandated to verify customer identities, collect necessary information, and file relevant reports. Collectively, these measures aim to increase transparency, track money flows, and curb illegal financial activities involving digital assets.

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The evolving regulatory landscape underscores the EU’s commitment to balancing innovation with security, striving to protect consumers while fostering a trustworthy environment for crypto-asset markets.
https://www.crypto-news-flash.com/eu-imposes-id-rules-for-bitcoin-by-2027/

Illinois’ first “deep water” game is here

Feasting on cupcakes is fun, but a serious test awaits Tuesday night.

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### More in Illinois Fighting Illini Basketball

**Taking a look at season opener breakout players and how they fared the rest of the year**
By Cuscago Ty

**Two down, many more to go.**
By Said Nonoal

**Yet another Illini is battling an injury.**
By Mike Farmer

**Illinois still isn’t entirely healthy.**
By Mike Farmer

**The season openers featured dazzling debuts, frequent fouls, perimeter prowess, and jean jackets.**
By Drew Pastorek

**Game two.**
By Stephen Cohn

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### Gambling Problem? Help is Available

If you or someone you know is struggling with gambling, support is available:

– Call 1-800-GAMBLER (1-800-426-2537)
– Visit GamblingHelpLineMA.org or call (800) 327-5050 for 24/7 support (Massachusetts)
– Visit www.mdgamblinghelp.org (Maryland)
– Call 877-8HOPE-NY or text HOPENY (467369) (New York)

*Must be 21+ (18+ in D.C.) and present in select states. For Kansas, support is provided in affiliation with Kansas Star Casino.*

– Call 1-888-789-7777 or visit ccpg.org/chat (Connecticut)
– Visit FanDuel.com/RG for responsible gaming resources.

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Stay informed and enjoy the Illinois Fighting Illini Basketball season responsibly!
https://www.thechampaignroom.com/illinois-fighting-illini-basketball-news/48623/illinois-first-deep-water-game-is-here

WWE Cuts Broadcast Immediately After Rhea Ripley Returns To Attack Nia Jax Due To Wardrobe Mishap

Rhea Ripley made a striking return on WWE RAW tonight, delivering a surprise attack on Nia Jax during the show’s closing moments.

The intense confrontation took an unexpected turn when the broadcast was abruptly cut off. Reports indicate the sudden cut was due to a wardrobe mishap, bringing the episode to an immediate end.

This dramatic return and the unforeseen conclusion have left fans eagerly anticipating what’s next in this developing WWE storyline.
https://www.sportskeeda.com/wwe/news-wwe-cuts-broadcast-immediately-after-rhea-ripley-returns-to-attack-nia-jax-due-to-wardrobe-mishap