XRP Spot ETF Lists On Nasdaq Today Under Ticker XRPC

**XRPC Spot ETF Launches After Nasdaq Certification: Trading Begins Today**

XRPC becomes effective at 5:30 p.m. ET after Nasdaq certification, with trading set to begin today. Recent EDGAR filings reveal the S-1/A filing path and 8-A registration required for the Nasdaq listing. In related news, Canary Funds has added a spot MOG ETF filing, expanding its single-asset digital fund lineup.

**XRPC Becomes First Single-Asset XRP Spot ETF**

The first-ever single-asset XRP spot ETF is scheduled to begin trading after Canary Funds confirmed its effectiveness at 5:30 p.m. ET on Wednesday. Financial journalist Eleanor Terrett reported that Nasdaq certification has cleared XRPC for launch at the U.S. market open on November 13, providing traders with a clear timeline and trading venue.

According to Terrett, the outcome was made possible through actions taken by SEC officials, including Commissioner Hester Peirce and former Commissioner Paul Atkins, both cited in statements regarding the ETF approval process. The newly approved XRPC ETF followed the standard pathway: S-1/A amendments, Nasdaq certification, and Form 8-A 12(b) effectiveness—removing the final administrative barrier to listing. The documented process sets clear expectations for market participants seeking trading access.

**Nasdaq Confirms Filing and Approval Process**

Nasdaq has verified receipt of the Form 8-A 12(b) filing for XRPC, confirming the listing certification, which aligns all paperwork for the November 13 launch once the notice of issuance is posted. The certification and effectiveness sequence closes the administrative gate before the ETF enters the market for first trade.

A letter from the exchange detailed that Nasdaq had approved XRPC for listing and would proceed with registration upon receipt of official notice of issuance. The exchange also indicated support for the issuer’s request for effectiveness under Form 8-A 12(b), paving the way for the ETF’s debut. With certification finalized, Canary Funds has confirmed that XRPC will launch at the market open on November 13, concluding a comprehensive series of steps that involved regulatory coordination, exchange review, and formal registration requirements.

**Canary Extends Product Pipeline With Spot MOG ETF**

Separately, Canary Funds has filed for a spot ETF tied to MOG Coin, marking the first time this meme-based digital asset will be offered within a regulated investment structure. According to the preliminary prospectus, the “Canary MOG ETF” will operate as a trust issuing shares of beneficial interest to be traded on a registered exchange. The fund will hold MOG coins directly to closely track their market price.

ETF analyst James Seyffart publicly highlighted the new submission, noting it as part of Canary’s expanding digital-asset ETF offerings. The sponsor for the MOG trust is Canary Capital Group LLC, which also launched an HBAR-focused ETF earlier this year.

**Related:**
*XRP Price Stays Rangebound as Canary XRP ETF Launch Enters 48-Hour Countdown*
https://bitcoinethereumnews.com/tech/xrp-spot-etf-lists-on-nasdaq-today-under-ticker-xrpc/

California Moves to Protect CalFresh Payments From Federal ‘Confusion and Chaos’

Attorney General Rob Bonta announced on Monday morning new efforts to protect food benefits California has distributed after the U.S. Department of Agriculture (USDA) directed states over the weekend to halt and reverse payments.

The filing for a temporary restraining order against the federal government, joined by 23 attorneys general and three governors, comes as the USDA instructed states to “immediately undo any steps taken to issue full SNAP benefits for November 2025” amid the longest federal government shutdown in U.S. history.

“The whiplash the president and USDA Secretary Brooke Rollins have given Americans in recent weeks, the steps they’ve taken to prevent vulnerable families from putting food on the table, are unnecessary, unconscionable and unlawful,” Bonta said. “We refuse to stand by and allow it to continue without a fight.”

The shutdown, which began in early October, has resulted in delayed payments for those on the federal Supplemental Nutrition Assistance Program (SNAP). According to Bonta, it has sparked “confusion and chaos” that was “concocted by the Trump administration.”

Over 41 million people nationwide rely on SNAP, with approximately 5.5 million using California’s version, known as CalFresh. Food benefits have become a focal point of disputes between courts, states, and the federal administration.

Last week, a federal judge ordered the Trump administration to make a payment that would fully fund the month of November. Despite this, the administration has ignored a previous order to resume certain payments and is appealing the most recent ruling.

The court’s decision prompted states including California to reinstate benefits on people’s EBT cards. According to Bonta, “the vast majority” of Californians on CalFresh “have received full funding” payments that the USDA is now attempting to claw back.

On Saturday, the USDA warned that “failure to comply with this memorandum may result in USDA taking various actions, including cancellation of the Federal share of State administrative costs and holding States liable for any overissuances that result from the noncompliance.”

The U.S. District Court for the District of Massachusetts is currently pausing this request, with a hearing scheduled for later Monday.

“If any of that back and forth left you with whiplash, you are not alone,” Bonta acknowledged. He later emphasized, “I want every SNAP beneficiary to know we are fighting for you tooth and nail to make sure that you can be fed. And that there will be no revocation or undoing of the benefits that you have loaded onto your cards.”

There is hope for an end to the federal government shutdown. On Sunday, eight Democratic senators broke ranks to join Republicans in making a deal to reopen the government.

The October shutdown began primarily due to Democrats seeking extended subsidies under the Affordable Care Act (Obamacare), which supports low-income Americans’ access to health care. The current deal does not guarantee these extended subsidies but is based on an informal agreement that Republicans will vote to extend them in December.

Speaking Monday morning, former House Speaker Nancy Pelosi criticized the deal: “They got a promise that they would bring up a bill. Well, what’s that? They’re gonna vote for it? Is he gonna sign it? What’s the promise? What’s a promise? Them is fighting words.”

The eight Democrats who voted for the deal have faced criticism from fellow party members, including Governor Gavin Newsom, who posted on social media: “Pathetic. This isn’t a deal. It’s a surrender. Don’t bend the knee!”

California’s senators, Alex Padilla and Adam Schiff, made clear they will not support the deal, citing concerns over health care access.

“This does nothing to stop the Republican-made health care crisis. It does nothing to stop premiums from doubling for millions of Americans,” Padilla said, according to the Sacramento Bee.

“I have heard from countless Californians who are at risk of losing their health insurance, and my position has been clear from the beginning: I would not support a government funding bill that did not fund health care tax credits,” Schiff added.

KQED reporters Carly Severn and Sara Hossaini contributed to this report.
https://ww2.kqed.org/news/2025/11/10/california-moves-to-protect-calfresh-payments-from-federal-confusion-and-chaos/

Trump Administration Orders States To Claw Back Food Stamp Payments as Agriculture Department Appeals Lawsuit

The Department of Agriculture is demanding that states immediately “undo” any work they have done to send out SNAP benefits, more commonly known as food stamps, according to a memo first reported by the New York Times.

This directive comes as Agriculture Secretary Brooke Rollins appeals a judge’s order requiring her to start releasing some SNAP funds to states despite the ongoing government shutdown.

A coalition of churches, community centers, and labor unions sued Secretary Rollins at the end of October after she refused to tap into an emergency fund designed to keep SNAP benefits flowing during a shutdown. A judge in Rhode Island ordered her to release these funds. However, in an emergency appeal to the Supreme Court, Secretary Rollins requested that the order be put on hold. Justice Ketanji Brown Jackson granted this request.

In a memo sent to states on Saturday night, the Department of Agriculture stated that any state that has already disbursed full SNAP benefits must reverse those actions. The memo reads:
“To the extent States sent full SNAP payment files for November 2025, this was unauthorized. Accordingly, States must immediately undo any steps taken to issue full SNAP benefits for November 2025.”

Instead, the USDA says states may proceed with SNAP payments at a 35 percent reduction. This was the department’s original position before the Rhode Island judge ordered full benefits to be distributed.

The Department of Agriculture did not immediately respond to requests for comment.

The memo also warns states about potential consequences for noncompliance. “Failure to comply with this memorandum may result in USDA taking various actions, including cancellation of the Federal share of State administrative costs and holding States liable for any overissuances that result from the noncompliance,” the department said.

The legal battle is now headed back to the First Circuit Court of Appeals, where the Trump administration is appealing Judge John McConnell’s order to pay full SNAP benefits. However, this case could become moot if the government reopens in the coming days.

This SNAP payment dispute has put more than 40 million Americans across over 20 million households at risk of losing their food stamp benefits for the month.

Earlier this month, the Department of Agriculture told Judge McConnell in a legal filing that it was working to distribute partial benefits. However, President Trump later threatened to withhold all funds in defiance of the judge’s order.

On his Truth Social platform, the president wrote:
“SNAP BENEFITS, which increased by Billions and Billions of Dollars (MANY FOLD!) during Crooked Joe Biden’s disastrous term in office (Due to the fact that they were haphazardly ‘handed’ to anyone for the asking, as opposed to just those in need, which is the purpose of SNAP!), will be given only when the Radical Left Democrats open up government, which they can easily do, and not before!”

Within hours, White House press secretary Karoline Leavitt clarified the statement, telling reporters that the president was referring to any future shutdowns, not the current one.

Later that day, a political appointee at the Department of Agriculture confirmed in a filing to Judge McConnell that partial benefits were being sent out to states.
https://www.nysun.com/article/trump-administration-orders-states-to-claw-back-food-stamp-payments-as-agriculture-department-appeals-lawsuit

Nevada Dems plan SNAP workaround in case of funding gap

Before the federal government’s announcement, Nevada Democrats prepared for a possible funding gap in the Supplemental Nutrition Assistance Program (SNAP).

State Senate Majority Leader Nicole Cannizzaro, D-Clark County, called for a $136 million SNAP package to be considered during a special legislative session. This move aims to circumvent the impact of the federal government’s longest-ever shutdown.

“My colleagues are introducing a proposal to establish a state-funded assistance program during the upcoming special session,” Cannizzaro said at a press conference on Friday.

Cannizzaro highlighted that over 500,000 Nevadans currently use SNAP benefits, with more than 62% of them living in families with children. She assured that beneficiaries “are going to be able to use the same cards that they do currently. We are confident that we will structure this program in a way that is both legal and efficient.”

The remarks came 38 days into the federal government shutdown, which has been marked by a bitter stalemate between Democratic and Republican U.S. senators. Numerous federal programs have shut down as reserve funds have dried up.

Additionally, Cannizzaro’s announcement followed a federal court order requiring the Trump administration to fund the full SNAP budget. Previously, the federal government had planned to fund only half of SNAP using reserve funds designated for shutdown scenarios.

However, the Trump administration appealed the U.S. District Court for Rhode Island’s order on Friday. The U.S. Court of Appeals for the 1st Circuit in Boston denied a request for an administrative stay, and the administration stated it would comply with the court order to fully fund SNAP while pursuing its appeal.

According to media reports, the Department of Justice is seeking a stay from the U.S. Supreme Court.

Meanwhile, Nevada Senate Democrats’ plan to propose local SNAP funding is expected to face opposition from Republican Governor Joe Lombardo, who has not yet publicly responded directly to Cannizzaro’s proposal. Lombardo previously expressed opposition to local funding of the SNAP program.

“The governor remains committed to finding a solution to source SNAP beneficiaries, and other Nevadans impacted by the federal shutdown, to the extent allowable under state and federal law,” Josh Meny, press secretary for the Governor’s Office, told The Center Square.

The Nevada Legislature is not scheduled to meet again for a regular session until 2027. To pass the SNAP funding proposal immediately, the Legislature would need to be called into a special session, which only Governor Lombardo has the authority to convene. Additionally, he would set the session’s agenda.

According to the Nevada Constitution, “Legislature shall not introduce, consider or pass any bills except those related to the business for which the Legislature has been specially convened and those necessary to provide for the expenses of the session.”

Nevada Senate Democrats first proposed the local SNAP funding solution on Tuesday after President Donald Trump indicated that the federal government would only fund half of the SNAP budget.

The Democrats’ proposal includes allocating $45.5 million to cover the remaining half of the SNAP recipients for November, and an additional $91 million for December if the government shutdown continues.
https://www.washingtonexaminer.com/news/3880309/nevada-dems-plan-snap-workaround-funding-gap/

International Seaways, Inc. (INSW) Q3 2025 Earnings Call Transcript

Operator: Hello, everyone, and welcome to the International Seaways Third Quarter 2025 Earnings Conference Call. My name is Carla, and I will be coordinating your call today. [Operator Instructions]

I would now like to hand you over to your host, the General Counsel, James Small, to begin. Please go ahead when you’re ready.

—
James Small
Chief Administrative Officer, Senior Vice President, General Counsel & Secretary

Thank you, operator, and good morning, everyone. Welcome to International Seaways’ Third Quarter 2025 Earnings Call.

Before we begin, I’d like to remind you that during this call and in the accompanying presentation, management may make forward-looking statements regarding the company and the industry in which we operate. These statements may address, without limitation, the following topics:

• Outlooks for the crude and product tanker markets
• Changes in trading patterns
• Forecasts of world and regional economic activity
• Forecasts of the demand for and production of oil and petroleum products
• Our strategy and business prospects
• Expectations about revenues and expenses, including vessel, charter hire, and G&A expenses
• Estimated future bookings, TCE rates, and capital expenditures
• Projected dry dock and off-hire days
• New build vessel construction; vessel purchases and sales
• Anticipated and recent financing transactions and plans to issue dividends
• Effects of ongoing and threatened conflicts around the world
• Economic, regulatory, and political developments in the United States and globally, including the impact of protectionist trade regulations
• Our ability to achieve our financing and other objectives

Please refer to our latest SEC filings for a complete list of risk factors and forward-looking disclaimers. Now, let’s turn the call over to our CEO to discuss the quarter in more detail.
https://seekingalpha.com/article/4840094-international-seaways-inc-insw-q3-2025-earnings-call-transcript?source=feed_all_articles

Only Reduced Food Stamps Benefits Will Be Issued, and May Take Months to Get To You

The U.S. Department of Agriculture (USDA) announced on Monday that it will pay about half of November benefits for the Supplemental Nutrition Assistance Program (SNAP). However, the department warned that benefits could take months to flow to recipients. This update came in a brief submitted to a federal court in Rhode Island.

### Partial Payment Amid Shutdown

The USDA’s four-page report responded to U.S. District Chief Judge John J. McConnell Jr.’s order. The judge instructed President Donald Trump’s administration to pay at least a portion of benefits to the 42 million people who receive SNAP assistance by the end of Wednesday, despite the ongoing government shutdown.

Notably, the USDA’s action did not clarify what would happen if the shutdown continues beyond November.

### Political Backlash

Leading Democrats in Congress sharply criticized the administration’s decision to pay only part of the monthly benefits. They accused President Trump of willfully denying food assistance to needy Americans.

Senate Democratic Leader Chuck Schumer of New York said, “Providing partial benefits is not enough, is not compliant with the law, and it’s particularly cruel of Trump with the Thanksgiving season around the corner.”

### Judge’s Options and USDA’s Choice

On Saturday, Judge McConnell laid out two options for the administration:

– Pay partial benefits by the end of Wednesday using a contingency fund that currently has about $4.65 billion available.
– Pay full month benefits by utilizing other reserve sources, such as funds from the child nutrition program, by the end of Monday.

The USDA chose to use the contingency fund, giving the department until Wednesday to distribute benefits.

### Delays Expected in Benefit Distribution

Patrick A. Penn, USDA’s deputy under secretary for food, nutrition, and consumer services, noted that administrative hurdles in calculating and delivering half-month benefits could delay payments “anywhere from a few weeks to up to several months.”

According to the status report, USDA began the process of resuming payments on Monday to comply with Judge McConnell’s order. The report stated:

> “USDA will fulfill its obligation to expend the full amount of SNAP contingency funds today by generating the table required for States to calculate the benefits available for each eligible household in that State. USDA will therefore have made the necessary funds available and have authorized the States to begin disbursements once the table is issued.”

### Challenges in Processing Payments

While Judge McConnell acknowledged that calculating reduced benefits would take time, giving USDA until Wednesday if choosing the partial funding route, Penn said this timeline was insufficient. Some states have outdated systems for processing benefits, contributing to delays.

The federal government planned to provide updated benefit tables by Monday. States then need to send updated files to vendors who process benefits and load funds onto beneficiaries’ Electronic Benefit Transfer (EBT) cards used for groceries.

### A Lengthy Shutdown

Monday marked the 34th day of the federal government shutdown, which began October 1 after Congress failed to approve funding or pass a temporary spending bill. The U.S. Senate was expected to hold another procedural vote to advance the House-passed GOP stopgap bill that would fund the government at fiscal 2025 levels through November 21.

Democrats have opposed this measure to push for negotiations on expiring tax credits for Affordable Care Act marketplace health insurance buyers.

If the shutdown continued past Tuesday, it would tie the longest government shutdown in history, from 2018 to 2019.

### Contingency Fund Dispute

Before October ended, the administration had claimed it was legally barred from using the contingency fund, originally intended for natural disasters and emergencies, to pay SNAP benefits during the shutdown.

However, two federal judges ruled on October 31 that the USDA could and must use the fund to keep SNAP benefits flowing.

Saturday marked the first lapse in benefit payments since SNAP’s inception during President Lyndon B. Johnson’s War on Poverty.

Program advocates and experts warned that users would experience delays in receiving November benefits as the administration worked to restart payments.

### Funding and Spending Breakdown

Interestingly, this stance was a reversal from a USDA shutdown plan issued on September 30, which explicitly called for using the contingency fund to maintain benefits.

SNAP costs the federal government about $9 billion monthly. While USDA did not use the contingency fund to pay regular benefits, it spent approximately $750 million of the original $6 billion during October:

– $450 million for state administrative expenses
– $300 million for block grants to Puerto Rico and American Samoa

For November, USDA planned to spend $450 million on administrative expenses and $150 million for block grants, leaving about $4.65 billion available to pay benefits.

### Child Nutrition Funds Off-Limits

Deputy Under Secretary Penn also explained why USDA chose not to use funds from the child nutrition program to cover the SNAP shortfall, emphasizing the importance of preserving that fund.

> “Child Nutrition Program funds are not a contingency fund for SNAP,” he said. “Using billions of dollars from Child Nutrition for SNAP would leave an unprecedented gap in Child Nutrition funding that Congress has never had to fill with annual appropriations, and USDA cannot predict what Congress will do under these circumstances.”

The child nutrition program supports school meals, summer meals for children, and summer EBT benefits for low-income families. The school lunch program alone serves around 29 million children daily.

### Democratic Response: “Not Acceptable”

Democrats expressed dismay at the partial funding decision.

Senator Patty Murray of Washington state wrote on social media:

> “Just now paying the bare minimum to partially fund SNAP is not enough, and it is not acceptable. Trump should immediately work to fully fund benefits under the law.”

Rep. Rosa DeLauro, the ranking member of the House Appropriations panel, called the situation “entirely avoidable,” accusing Trump of using hungry children, seniors, and veterans as political pawns.

> “Now, only partial benefits will be sent out late, and families will go hungry, while this administration continues to host lavish parties for their billionaire donors and political allies,” DeLauro said.

She urged USDA to “put politics aside and use the money they have available to ensure families do not go hungry.”

### House Speaker Defends Administration

At a press conference Monday, U.S. House Speaker Mike Johnson defended Trump’s handling of the SNAP payments.

He stated, “The president is desperate for SNAP benefits to flow to the American citizens who desperately rely upon it.”

Johnson echoed arguments by Agriculture Secretary Brooke Rollins that the agency was legally constrained from tapping the contingency fund if the underlying fund was suspended.

He blamed congressional Democrats for voting against the stopgap spending bill and noted that two judges who ordered payments to resume—Judge McConnell and Judge Indira Talwani of Massachusetts—were appointed by Democratic former President Barack Obama.

Judge Talwani ruled Friday that USDA’s pause on SNAP was illegal but gave the administration until Monday to respond before she considers forcing benefits to be paid despite the shutdown.

Johnson acknowledged the complexity of releasing funds:

> “It’s not as easy as hitting go on a computer. You’ve got to go through and recalculate partial payments to the 42 million recipients of the program. That puts a huge burden on states and on the feds to try to figure that out in short order.”

—

*Reporters: Jacob Fischler, Shauneen Miranda, Florida Phoenix.*
https://flaglerlive.com/only-reduced-food-stamps-benefits-will-be-issued-and-may-take-months-to-get-to-you/

How to fix errors in your educational documents

By Anujj Trehaan | Oct 06, 2025 | 03:45 PM

**Correcting Errors in Indian Educational Documents: A Step-by-Step Guide**

Correcting errors in Indian educational documents can be a daunting task, but knowing the right steps can make the process much easier. Whether it’s a misspelled name or an incorrect date, getting these details right is crucial for your future opportunities.

Here’s a guide to help you navigate through the correction process efficiently, ensuring your documents are accurate without unnecessary hassle.

—

### Tip 1: Gather Necessary Documents

Before starting the correction process, make sure you have all the required documents handy. This includes original certificates, identification proof, and any supporting documents that highlight the error.

Having these papers ready will make the application process smoother and faster. It also helps to double-check all details on these documents before submission to avoid further mistakes.

—

### Tip 2: Understand Correction Procedures

Each educational institution in India has its own procedure for document correction. It is important to understand these procedures well before you start the process.

Visit the official website of your institution or contact their administrative office for detailed instructions on how to proceed with corrections. Knowing these steps will save you time and effort in the long run.

—

### Tip 3: Submit Applications Promptly

Once you’ve gathered all necessary documents and understood the procedure, submit your application for correction as soon as possible. Delaying this step may lead to complications or additional requirements later on.

Make sure your application is complete with all required information to avoid any delays in processing.

—

### Tip 4: Follow Up Regularly

After submitting your correction request, keep following up with the concerned authorities at regular intervals. This way, you can check if your application is being processed and if any additional information is required from your end.

A proactive approach can help you get timely updates on the status of your request and ensure any issues are resolved quickly, without unnecessary delays.

—

### Tip 5: Be Aware of Fees Involved

Be mindful that there may be fees involved in correcting educational documents in India. These fees differ from one institution to another, depending on the nature of the correction being made.

Make sure you know these costs beforehand so that you can plan your finances accordingly and avoid any surprises during the process.

—

By following these tips, you can streamline the correction process and ensure your educational documents are accurate and up to date.
https://www.newsbytesapp.com/news/india/how-to-fix-errors-in-indian-educational-documents/story

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