admin - The Latremie Post

Ripple Expands Real-World Utility — Mastercard Adopts RLUSD on XRP Ledger

Ripple’s RLUSD Pilot Accelerates Blockchain Payments Mainstream Adoption

Ripple’s RLUSD pilot marks a major step toward mainstreaming blockchain-based payments. With increasing competition and ongoing regulatory risks, Ripple’s enterprise-focused strategy and new partnerships are strengthening XRP’s long-term position.

**Major Partnership Announced at Swell 2025**

At its Swell 2025 conference yesterday, Ripple announced a high-stakes partnership with Mastercard, WebBank, and Gemini. This collaboration centers on piloting Ripple USD (RLUSD)—an initiative designed to transform stablecoin remittances and reshape the payments landscape. Stablecoin-based transactions can move money instantly and directly without the need for intermediaries like traditional banks.

This initiative is a pivotal expansion of Ripple’s real-world utility, evolving the XRPL from a cross-border payments specialist into a backbone for everyday fiat settlements.

**Mastercard’s Perspective and the Path to Mainstream**

Sherri Haymond of Mastercard commented:
> “Through our partnerships with Ripple, Gemini, and WebBank, we’re using our global payments network to bring regulated, open-loop stablecoin payments into the financial mainstream.”

Despite excitement, these pilots come with regulatory and operational risks, prompting skepticism until a full-scale rollout is achieved. Nonetheless, analysts highlight that this could become one of the first instances of a regulated U.S. bank settling card payments using a regulated stablecoin on a public blockchain.

**Upcoming Panel Discussion**

A related panel discussion will take place on November 13 at 11:10 AM, where experts will explore key considerations for building alternatives allocations using strategies across private equity, private credit, and liquid alternatives.

**Competition and Ripple’s Unique Advantages**

Meanwhile, competition from rivals like Visa’s stablecoin initiatives continues to intensify. Ripple’s edge lies in its decade-long focus on enterprise-grade blockchain solutions. With RLUSD’s integration—including recent expansions via SWIFT-linked partnerships and acquisitions such as gTreasury—the pilot has the potential to speed up adoption, bridging crypto’s volatility with fiat stability.

**XRPL Technology and Market Outlook**

The XRPL’s decentralized architecture plays a vital role, processing thousands of transactions per second at minimal cost. Built-in compliance tools—including ISO 20022 integration—ensure compatibility with existing financial infrastructure.

The Mastercard partnership injects new energy into XRP’s long-term narrative, supporting a bullish near-term outlook. According to analysts, if regulatory approvals are secured by Q1 2026, XRP could see a 20–30% price increase, potentially pushing the token toward $3 from its current $2.40 range. This would be driven by institutional inflows and improving sentiment.

**XRP Price Update**

Currently, XRP is trading at $2.33, reflecting a 3.8% increase over the past day, following a 7.15% decline over the previous week. By enabling XRPL to support high-volume settlements, the RLUSD pilot is expected to increase demand for XRP as the ledger’s native gas token—even if RLUSD manages the core transfers.

> **See XRP price chart below.**

—

The only thing seemingly pointing up for the Grizzlies? Bad vibes

Ja Morant is distant. The spacing is poor. The shooting is off.

Add it all up, and little is going right for Memphis, which lost its fourth straight game, this time to Houston.
https://sports.yahoo.com/nba/article/the-only-thing-seemingly-pointing-up-for-the-grizzlies-bad-vibes-061300761.html

How to complete Digging Up Dirt quest in Arc Raiders

Digging Up Dirt Quest Walkthrough in Arc Raiders

The Digging Up Dirt quest takes you to the Santa Maria Houses, a hotspot residential building in Arc Raiders. You’ll receive this task from Celeste, who asks you to find and interact with the Dead Drop. The housing complex is located in the Buried City map and is heavily guarded by various types of ARCs. There’s also a shortcut to get inside, which we’ll discuss in this guide. Make sure you’re well-equipped with strong loadouts before heading there.

Digging Up Dirt Quest Objectives

Locate the Santa Maria Houses in Old Town.
Locate the Dead Drop inside the courtyard.

Location of the Santa Maria Houses in Old Town

The Santa Maria Houses are situated in the central region of the Buried City map, right next to Plaza Roza. You can quickly mark it on your map before starting your journey to navigate the area more easily.

Since Santa Maria Houses is densely populated, expect to encounter various ARCs, such as Hornets and even Bastions, heavily guarding the site. The main building’s door is sealed, so you cannot enter directly.

However, there is an alternate way inside: climb to the top of the opposite building and then jump onto the adjacent Santa Maria Houses. From there, you can easily access the roof.

Entering the Santa Maria Houses

Once you’re on the roof, look for a vent opening. Use this vent to get inside the building. Be cautious, as two Fireballs roam these areas, and they can pose a significant threat.

Where to Find the Dead Drop

The Dead Drop is located inside the Santa Maria Houses, specifically on the ground floor. After entering, you’ll find a zipline that leads down to the ground floor.

If you are well-equipped with strong weapons, you can destroy the ARC guarding the area with just a few hits. Once the path is clear, interact with the Dead Drop, which appears as a white cylindrical structure.

Interacting with the Dead Drop will conclude the Digging Up Dirt quest.

Additional Tips

Make sure to loot the residential building thoroughly, as you may find useful items that can help with other quests linked to the same area.
When you’re done looting, you can extract from the location. The nearest extraction point is the Eastern Station Evac, located just three buildings away.

Rewards for Completing the Digging Up Dirt Quest

Upon completing the quest, you will receive the following rewards:

2x Advanced Electrical Components
4x Speaker Components

More Arc Raiders Quest Guides

https://www.sportskeeda.com/esports/how-complete-digging-up-dirt-quest-arc-raiders

Native American boarding schools in the US, by the numbers

CARLISLE, Pa. (AP) — For much of the 19th and 20th centuries, the United States government and Christian denominations operated boarding schools where generations of Native American children were isolated from their families. Along with academics and hard work, these schools sought to erase elements of tribal identity — from language and clothing to hairstyles and even their names.

The Carlisle Indian Industrial School in Pennsylvania, where the remains of 17 students were recently exhumed and repatriated, served as a model for other schools across the country.

### By the Numbers:

**Number of schools:** 526
An Interior Department review published in 2024 found 417 federally funded boarding schools for Native children in the United States. Many others were run by religious groups and other organizations.

**Burial sites:** 74 (53 marked, 21 unmarked)
An “incomplete” number of burial sites, at 65 schools, were identified by the Interior Department across the federal boarding school system.

**Treaties:** 127
Number of treaties between the U.S. government and Native American tribes that implicate the federal boarding school program, reflecting its significance to westward expansion.

**Costs:** $23.3 billion
The amount the U.S. government authorized to run the schools and pursue related policies, in inflation-adjusted dollars, from 1871 to 1969.

**Years of operation:** 39
The Carlisle Indian Industrial School operated from 1879 to 1918.

**Enrollment:** 7,800
Children and young adults enrolled at Carlisle over four decades, representing more than 100 tribes.

**Petitioners:** 276
Number of students who signed a petition in 1913 asking for an investigation into conditions at Carlisle.

**Deaths at Carlisle:** 230+
Number of deaths among students enrolled at Carlisle.

**Deaths nationwide:** 973
Deaths among students at government-run boarding schools in the U.S., according to the Interior Department report. A review by The Washington Post last year documented about 3,100 deaths. Researchers say the actual number was much higher.

**Bodies sent home:** 58
Indigenous students repatriated from the Carlisle Barracks cemetery since exhumations began in 2017, leaving 118 graves marked with Native American or Alaska Native names. About 20 more graves contain unidentified Indigenous children.

—

### Sources:
– National Native American Boarding School Healing Coalition
– *Carlisle Indian Industrial School: Indigenous Histories, Memories and Reclamations*
– U.S. Army
– *Federal Indian Boarding School Initiative Investigative Report, Volume 2*
https://ktar.com/national-news/native-american-boarding-schools-in-the-us-by-the-numbers/5771229/

Heloise: Host a tea party with all the kids

**Dear Heloise: A Tea Party Tradition for Grandchildren**

After reading the suggestion about gifting a child’s tea set to a grandmother with a new granddaughter, I just had to say that any grandchild would love tea parties!

I started tea parties with my granddaughter, and the joy it brought us both was immeasurable. These moments allowed us to bond over something simple yet special, creating lasting memories.

If you’re considering a gift for a grandchild or a grandmother, a tea set is a wonderful choice. It encourages imaginative play, social skills, and togetherness across generations. Give it a try—you might start a beautiful tradition of your own!
https://www.unionleader.com/news/human_interest/heloise-host-a-tea-party-with-all-the-kids/article_24dda03a-9752-4e83-a2c1-b2b68a4a0300.html

Toyota, Honda turn India into car production hub in pivot away from China – News India Times

TOKYO (Reuters) – Toyota, Honda, and Suzuki are investing billions of dollars to build new cars and factories in India, signaling the country’s growing importance as a manufacturing hub. This shift reflects Japanese automakers’ efforts to redraw global supply chains and reduce dependence on China.

Toyota, the world’s largest carmaker, and Suzuki, the leader in the Indian market with almost a 40% share, have separately announced investments totaling $11 billion to enhance manufacturing and export capabilities in the world’s third-largest auto market. Meanwhile, Honda recently revealed plans to make India a production and export base for one of its upcoming electric cars.

India’s low costs and vast labor pool have long attracted manufacturers. Now, Japanese automakers are stepping up operations as they pivot away from China, both as a market and manufacturing base, according to multiple industry executives.

Another advantage is that India remains almost entirely closed to Chinese electric vehicles (EVs). This means Japanese carmakers, at least for now, won’t face intense competition from Chinese firms like BYD. Chinese EV makers have engaged in brutal price wars that have made it difficult to turn profits at home. Adding to the challenge, these Chinese carmakers are expanding overseas, snatching market share from Japanese rivals in Southeast Asia.

“India is a good choice as a replacement market for China,” said Julie Boote, an autos analyst at Pelham Smithers Associates in London, citing low profit margins in China. “For the time being, the Japanese think it’s a much better market because they don’t have to deal with the Chinese competitors.”

Additional draws include improved quality of India’s manufactured goods and incentives from Prime Minister Narendra Modi’s government, executives said. Toyota and Suzuki each hold majority ownership of their Indian units, while Honda owns 100% of its business in the country.

### Toyota Goes Local in India

Japan’s annual direct investment in India’s transport sector, which includes automakers, surged more than sevenfold between 2021 and 2024, reaching 294 billion yen ($2 billion) last year. In contrast, Japanese direct investment in China’s transport sector dropped 83% over the same period to 46 billion yen.

Toyota is collaborating with Japanese and Indian vendors to reduce costs and expand the production of hybrid components. Due to a surge in demand this year, India experienced a tight supply of hybrid parts. “It is no longer about global specifications but about local ones,” said an executive at a major Toyota supplier.

The automaker plans to launch 15 new and refreshed models in India by the end of the decade and expand its network in rural areas. Toyota aims to capture 10% of the passenger car market in India by 2030, up from 8% currently.

“The Indian market is extremely important and is set to grow in the future,” Toyota President Koji Sato said at last week’s Japan Mobility Show, noting that many other automakers are also focusing on the market.

Last year, Toyota announced more than $3 billion in investments to increase production capacity at its existing factory in southern India by approximately 100,000 vehicles annually. It is also building a new plant in western Maharashtra state, expected to begin production before 2030. These expansions will raise Toyota’s production capacity in India to over 1 million vehicles.

At its quarterly earnings call, Toyota highlighted India’s growing significance to its profits, especially as its North American business has been affected by tariffs.

### Support from the Modi Government

India’s economy has averaged 8% growth over the past three fiscal years, a pace the Modi government aims to sustain by attracting more foreign manufacturers. The government is rolling out incentives to encourage production for both domestic consumption and exports.

Last financial year, India manufactured around 5 million passenger cars, with nearly 800,000 exported and the remainder sold domestically. Domestic sales grew about 2% year-on-year, while exports rose by 15%.

Government restrictions on Chinese investments act as an additional form of support for Japanese automakers, making it difficult for new Chinese carmakers to enter and for existing players like SAIC’s MG Motor and BYD to expand.

“India’s protectionist stance toward neighbouring countries is a blessing in disguise for Japanese carmakers,” said Gaurav Vangaal of S&P Global Mobility. “Because of this, they see an opportunity to expand investment in India, enhancing their cost competitiveness against domestic players.”

Local companies such as Tata Motors and Mahindra & Mahindra are expanding their SUV offerings, taking market share from Suzuki. Before the pandemic, Suzuki held about 50% of India’s passenger car market. However, India remains a challenging market—foreign automakers like Ford and General Motors previously struggled and eventually exited.

### Honda Eyes Expansion in India

India is Honda’s largest market for its highly profitable two-wheel business. Now, the company intends to ramp up its four-wheel operations, Honda CEO Toshihiro Mibe told the mobility show.

Honda’s top three focus markets for its car business are the United States, followed by India and Japan. It plans to make India the production and export hub for one of its “Zero series” electric cars, with a model scheduled for export to Japan and other Asian markets from 2027.

### Suzuki’s Big Bet on India

Suzuki’s $8 billion investment in India aims primarily to expand local production capacity to 4 million cars per year, up from approximately 2.5 million currently. Its Indian subsidiary, Maruti Suzuki, is the country’s top-selling carmaker and largest car exporter.

“We would like to grow India as Suzuki’s global production hub,” President Toshihiro Suzuki said on the sidelines of the mobility show. “We would like to enhance exports from India.”

—

As Japanese automakers deepen their commitment to India, the country is poised to become a critical center in the global auto industry — serving not just its booming domestic market but also as a strategic manufacturing and export base.
https://newsindiatimes.com/toyota-honda-turn-india-into-car-production-hub-in-pivot-away-from-china/

Toledo beats NIU 42-3 behind Rudolph’s 96-yard kick return, Gleason’s 2 TDs

TOLEDO, Ohio (AP) —

Tucker Gleason threw for 309 yards and two touchdowns, leading Toledo to a dominant 42-3 victory over Northern Illinois on Wednesday night.

The game got off to an electrifying start when Trayvon Rudolph opened with a 96-yard kickoff return, setting the tone for Toledo’s performance.

Northern Illinois briefly closed the gap when Andrew Glass hit a 50-yard field goal, bringing the score to 7-3 at 9:25 in the first quarter. However, Toledo quickly regained control and extended their lead throughout the game.

With this win, Toledo improves to 5-4 overall and 3-2 in the Mid-American Conference.
https://mymotherlode.com/sports/college-sports-game-stories/10150193/toledo-beats-niu-42-3-behind-rudolphs-96-yard-kick-return-gleasons-2-tds.html

Herbalife Ltd. (HLF) Q3 2025 Earnings Call Transcript

Operator:

Good afternoon, and thank you for joining the Third Quarter 2025 Earnings Conference Call for Herbalife Limited.

[Operator Instructions]

As a reminder, today’s conference call is being recorded. I would now like to turn the call over to Erin Banyas, Vice President and Head of Investor Relations, to begin today’s call. You may begin.

—

**Erin Banyas, Head of Investor Relations:**

Thank you, and good morning, good afternoon, or good evening to everyone joining us.

Joining us today are Stephan Gratziani, our Chief Executive Officer; and John DeSimone, our Chief Financial Officer.

Before we begin today’s call, I would like to direct you to the cautionary statement regarding forward-looking statements on Page 2 of our presentation and in our earnings release issued earlier today, which are both available under the Investor Relations section of our website.

The presentation and earnings release include a discussion of some of the important factors that could cause results to differ from those expressed in any forward-looking statement within the meaning of the Private Securities Litigation Reform Act of 1995.

As is customary, the content of today’s call and presentation will be governed by this language.

In addition, during today’s call, we will be discussing certain non-GAAP financial measures. These non-GAAP financial measures exclude certain unusual or nonrecurring items that management believes impact the comparability of the periods referenced.

Please refer to our materials for further details.
https://seekingalpha.com/article/4838868-herbalife-ltd-hlf-q3-2025-earnings-call-transcript?source=feed_all_articles

Foul play suspected after Dickinson man in his late 60s was found dead in home, police say

**Dickinson Man’s Death Investigated as Homicide, Police Say**

A Dickinson man’s death is under investigation as a homicide, according to local police.

The victim, described as a man in his late 60s, was found dead in his home on the 1700 block of FM 517 East. Authorities responded to the scene just before 1 p.m. on Wednesday.

The deceased was discovered by his sister, who told Eyewitness News she had gone to check on him and found his body.

Police stated that, at this time, there are no obvious signs indicating how the man died. It is also unclear when the death occurred.

According to family members, the man shared the residence with his son. Efforts to reach the son have been unsuccessful, and investigators say they have not been able to make contact with him either.

Police currently do not have any suspects, and the investigation remains ongoing.

Stay tuned for updates as more information becomes available.
https://abc13.com/post/foul-play-suspected-dickinson-man-late-60s-was-found-dead-home-police-say/18118922/

BlackRock Moves $115 Million in Ethereum in Major Sell-Off Attempt

**BlackRock Moves $115 Million in Ethereum in Major Sell-Off Attempt**

*BlackRock joins panic sellers? Ethereum on the verge of losing 2025 gains*

On Wednesday, November 5th, investment giant BlackRock offloaded a significant portion of its Ethereum holdings as the broader crypto market remained deep in the red. According to data from on-chain tracking platform Whale Insider, BlackRock transferred a massive 34,777 ETH—worth over $114.97 million—into Coinbase, one of the leading U.S. crypto exchanges.

The transaction has stirred discussions across the crypto community, fueling doubts as holders increasingly sell off their assets.

The data further reveals that BlackRock made these large Ethereum deposits in four separate, identical transactions, all completed within minutes. Notably, the transfers were made to Coinbase Prime very recently, signaling what appears to be a major sell-off attempt.

Although the move is not entirely surprising given the timing—amid a significant price correction in the crypto market—it has prompted widespread speculation about BlackRock’s motives behind the sell-off.

### BlackRock Joins Panic Sellers?

The nature and timing of the transfer have sparked curiosity among market watchers and analysts. Some speculators suggest that BlackRock has lost confidence in Ethereum’s future prospects and is depositing the tokens as a precautionary measure.

Beyond BlackRock’s latest Ethereum deposit, the market has witnessed other whales dumping large quantities of Ethereum tokens. This trend suggests that bulls may be exiting the market. While increased liquidity is flowing into major supported exchanges, overall market confidence is weakening. Retail traders appear to be panic-selling amid mounting concerns and efforts to hedge against further losses.

### Ethereum on the Verge of Losing 2025 Gains

BlackRock’s sizable Ethereum deposit comes at a critical time when the market is experiencing severe price corrections after multiple days of heavy losses. More holders are offloading their assets, and BlackRock seems to be joining this growing trend.

As the situation evolves, investors will be closely watching Ethereum’s price movements in the coming days to determine whether these sell-offs mark a temporary downturn or signal a longer-term shift in market sentiment.

*Stay tuned for more updates on this developing story.*
https://bitcoinethereumnews.com/ethereum/blackrock-moves-115-million-in-ethereum-in-major-sell-off-attempt/