finance 15 - The Latremie Post

Big Update On EPFO Rules, Withdrawal To Become Easier For Members; Details Inside

New Delhi: The Central Government is considering simplifying the withdrawal rules of the Employees’ Provident Fund Organisation (EPFO). According to a report by Moneycontrol, the initiative aims to provide members with greater flexibility in managing their retirement funds based on their financial needs.

Two senior government officials revealed that the plan includes making it easier for EPFO members to withdraw funds for purposes such as buying a house, marriage, or education. While no fixed timeline has been announced, these changes could be implemented within a year.

### What Are the Current EPFO Rules?

Currently, EPFO members can withdraw their entire fund only upon reaching the age of 58 or if they remain unemployed for more than two months. For other purposes, several strict conditions apply:

– **Marriage:** Members can withdraw only up to 50 percent of the employee’s contribution plus interest. Additionally, the member must have completed at least 7 years of continuous service.

– **Home Purchase or Construction:** Members can withdraw up to 90 percent of their fund. The property must be registered in the name of the member, their spouse, or jointly. A minimum of 3 years of service is also required.

### What Is Likely to Change?

The government is considering allowing EPFO members to withdraw full or partial savings every 10 years. This change would grant members more control over their funds, enabling them to use their savings when genuinely needed.

### Experts Welcome the Move

Finance and legal experts have expressed support for relaxing the withdrawal rules, emphasizing that it will benefit low and middle-income workers. Easier access to their funds means they can meet urgent financial needs without resorting to loans. At present, the withdrawal process is encumbered with restrictions such as minimum years of service, withdrawal limits, frequency caps, and extensive paperwork.

### Need for a Balanced Approach

Experts also caution that while easing withdrawal rules is a positive step, it is crucial to safeguard the retirement purpose of the EPF. They advocate for a balanced policy that enables members to access their funds conveniently, without compromising their long-term retirement savings.

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By streamlining EPFO withdrawal rules, the government aims to provide better financial flexibility while ensuring the security of members’ retirement funds. Members and experts alike will be watching closely as these potential changes develop.
https://www.freepressjournal.in/business/big-update-on-epfo-rules-withdrawal-to-become-easier-for-members-details-inside

Bitcoin ETF Surge Prompts Warning From $20B Asset Manager

South African asset manager Sygnia Ltd., which oversees around $20 billion, is riding the wave of interest in digital assets. However, its leadership is warning investors not to get carried away.

Speaking to Bloomberg, CEO Magda Wierzycka acknowledged the strong inflows into Sygnia’s recently launched Bitcoin ETF, yet stressed that the fund should not be treated as a core holding. She advised that crypto exposure remain limited to no more than 5% of discretionary or retirement portfolios, emphasizing that the messaging around such products must be realistic.

### Balancing Growth and Risk

Wierzycka argued that while Bitcoin has potential as a long-term investment, its volatility makes it dangerous for households in developing economies. In markets like South Africa, where average incomes are far lower than in wealthier countries, she warned that sudden price swings could wipe out life savings if investors allocate too aggressively.

Her comments highlight the delicate balance asset managers face: encouraging adoption of innovative products while shielding clients from extreme downside risk.

### More ETFs on the Horizon

Despite its cautious tone, Sygnia is not turning away from the sector. The firm is preparing to file for additional crypto ETFs on the Johannesburg Stock Exchange, pending regulatory clearance. This move underscores the rising appetite for regulated exposure to digital assets among South African investors.

### A Rapidly Growing Market

South Africa is emerging as one of Africa’s most active crypto hubs. Local exchanges are proliferating, adoption among businesses and individuals is accelerating, and forecasts suggest that over 10% of the population will be engaged with crypto by 2025.

Unlike some governments that have restricted or banned digital assets, South African regulators are integrating them into the financial system by classifying them as financial products.

For Wierzycka, the message remains consistent: innovation is welcome, but responsibility is essential. “Bitcoin can play a role,” she said, “as long as investors understand its risks and keep it in proportion.”

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*Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.*

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**Author**
Alex is a reporter at Coindoo and an experienced financial journalist and cryptocurrency enthusiast. With over 8 years of experience covering the crypto, blockchain, and fintech industries, he is well-versed in the complex and ever-evolving world of digital assets. His insightful and thought-provoking articles provide readers with a clear picture of the latest developments and trends in the market. Alex’s approach allows him to break down complex ideas into accessible and in-depth content. Follow his publications to stay up to date with the most important trends and topics.
https://coindoo.com/bitcoin-etf-surge-prompts-warning-from-20b-asset-manager/

FPIs pull ₹7,945cr from Indian equities, net outflows ₹1.4L crore

**FPIs Withdraw ₹7,945 Crore from Indian Equities; Net Outflows Cross ₹1.4 Lakh Crore in 2025**

*By Akash Pandey | Sep 21, 2025, 02:18 PM*

Foreign Portfolio Investors (FPIs) have pulled out ₹7,945 crore from Indian equities so far in September. This continued sell-off is largely driven by global uncertainties, including tariffs and ongoing geopolitical tensions.

The trend follows significant outflows seen in previous months, with FPIs withdrawing ₹34,990 crore in August and ₹17,700 crore in July. Overall, FPI sell-offs in Indian equities have reached a staggering ₹1.38 lakh crore in 2025, according to the latest data.

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### Looking Ahead: Signs of Moderation in Selling

Market experts are closely monitoring upcoming macroeconomic data from both India and the United States, along with tariff negotiations. These factors are poised to influence FPI flows in the near term.

Despite remaining net sellers in September with cumulative equity outflows of ₹7,945 crore through September 19, FPIs have displayed some moderation in their selling behavior recently.

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### Impact of the Fed’s Rate Cut on Market Liquidity

Following the US Federal Reserve’s decision to cut interest rates by 25 basis points, FPIs briefly turned net buyers last week, purchasing equities worth ₹900 crore during this period.

“For the current week, FPIs bought Indian equities worth ₹900 crore on the back of the Fed’s rate cut,” said Vaqarjaved Khan, Senior Fundamental Analyst at Religare Broking Ltd. He added that two more rate cuts are projected in 2025, which could significantly enhance liquidity in global markets.

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### Investor Sentiment Bolstered by Easing Trade Tensions

Himanshu Srivastava from Morningstar Investment Research India observed a “modest but noticeable return” of foreign investors to Indian equities last week. He attributed this shift to the Fed’s dovish stance, easing US-India trade frictions, and a stable macroeconomic outlook in India.

However, Srivastava cautioned that persistent global uncertainties and geopolitical risks continue to temper investor enthusiasm, keeping FPI flows cautious.

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### Market Strategy: FPIs Diversify into Debt Markets

V K Vijayakumar from Geojit Financial Services pointed out that the FPI selling trend in India has coincided with buying activity in other Asian markets such as Hong Kong, Taiwan, and South Korea. This strategy has been profitable this year but may evolve going forward.

Additionally, debt markets in India have seen FPI investment, with inflows of approximately ₹900 crore under the general limit and ₹1,100 crore through the voluntary retention route.

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**In summary, while FPIs continue to withdraw from Indian equities amid global uncertainties, recent developments such as the Fed’s rate cuts and easing trade tensions offer potential for stabilization and renewed foreign investment flows in the near future.**
https://www.newsbytesapp.com/news/business/fpis-pull-out-8-000cr-from-equities-in-september/story

Indore Commodities Buzz Of September 20: Price Of Gold, Silver And Pulses– All You Need To Know

**Market Rates Update – September 20, 2025 (Saturday)**

**Chana**
– Indore Chana: Rs 5,950 per quintal

**Toor**
– Maharashtra: Rs 6,600 – Rs 6,700 per quintal
– Karnataka: Rs 6,700 – Rs 6,800 per quintal
– Nimari: Rs 6,000 – Rs 6,500 per quintal

**Moong**
– Best Quality: Rs 8,100 – Rs 8,300 per quintal
– Average Quality: Rs 6,500 – Rs 6,700 per quintal

**Urad**
– Best Quality: Rs 7,200 – Rs 7,500 per quintal
– Medium Quality: Rs 6,200 – Rs 6,700 per quintal
– Light Quality: Rs 3,000 – Rs 5,000 per quintal

**Mustard**
– Nimari Mustard: Rs 7,000 – Rs 7,100 per quintal

**Raida**
– Rs 6,600 per quintal

**Soyabean**
– Best Quality: Rs 4,400 per quintal

**Precious Metals**
– Gold (24K): Rs 105,000 per 10 grams
– Silver: Rs 1,43,000 per kilogram

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*For related updates, read also: [Madhya Pradesh July 23 Weather Update: State Braces For Heavy Rain; Orange Alert In 10 Districts]*
https://www.freepressjournal.in/topnews/indore-commodities-buzz-of-september-20-price-of-gold-silver-and-pulses-all-you-need-to-know

Indore Commodities Buzz Of September 20: Price Of Gold, Silver And Pulses– All You Need To Know

**Market Rates Update – September 20, 2025 (Saturday)**

Here is the latest update on commodity rates per quintal across various regions:

**Chana (Indore)**
– Rs 5,950

**Toor**
– Maharashtra: Rs 6,600 – Rs 6,700
– Karnataka: Rs 6,700 – Rs 6,800
– Nimari: Rs 6,000 – Rs 6,500

**Moong**
– Best Quality: Rs 8,100 – Rs 8,300
– Average Quality: Rs 6,500 – Rs 6,700

**Urad**
– Best Quality: Rs 7,200 – Rs 7,500
– Medium Quality: Rs 6,200 – Rs 6,700
– Light Quality: Rs 3,000 – Rs 5,000

**Mustard (Nimari)**
– Rs 7,000 – Rs 7,100

**Raida**
– Rs 6,600

**Soyabean**
– Best Quality: Rs 4,400

**Precious Metals**
– Gold (24K): Rs 105,000 per 10 grams
– Silver: Rs 1,43,000 per kilogram

*Stay tuned for more updates on commodity prices and market trends.*

—

**Related Read:**
*Madhya Pradesh July 23 Weather Update: State Braces For Heavy Rain; Orange Alert In 10 Districts*
https://www.freepressjournal.in/topnews/indore-commodities-buzz-of-september-20-price-of-gold-silver-and-pulses-all-you-need-to-know

Expert Who Nailed 2024 Bitcoin Top Issues New Call For $208,000

His mission is simple yet profound: to demystify Bitcoin and cryptocurrencies and make them accessible to everyone. With a professional career in the Bitcoin and crypto scene that began right after graduating with a degree in Information Systems in 2017, Jake has immersed himself in the industry. Jake joined the NewsBTC Group in late 2022. His educational background provides him with the technical prowess and analytical skills necessary to dissect complex topics and present them in an understandable format.

Whether you are a casual reader curious about Bitcoin or an investor seeking to navigate the latest market trends, Jake’s insights offer valuable perspectives that bridge the gap between complex technology and everyday usage.

Jake is not just a reporter on technological trends; he is a firm believer in the transformative potential of Bitcoin over traditional fiat currencies. To him, the current financial system is on the brink of chaos, propelled by unchecked government actions and flawed Keynesian economic policies.

Drawing from the principles of the Austrian school of economics, Jake views Bitcoin not merely as a digital asset but as a crucial step towards rectifying a failing monetary system. His libertarian views reinforce his stance that just as the church was separated from the state, so too should money be freed from governmental control.

For Jake, Bitcoin represents more than just an investment; it’s a peaceful revolution. He envisions a future where Bitcoin fosters a sustainable and responsible financial framework for generations to come. His advocacy is not about opposition but about evolution, about laying the groundwork for a system that prioritizes transparency and equity over secrecy and inequality.

As a journalist, Jake’s articles are crafted with the precision of a scholar and the passion of a true believer. He provides not only news but also thoughtful analysis that connects the dots between daily developments and larger economic theories. His work is a beacon for those lost in the technical jargon often associated with crypto discussions, illuminating the practical implications and benefits of these technologies.

In summary, Jake Simmons is not just reporting on a revolution; he wants to be part of it, fully committed to enhancing public understanding and adoption of Bitcoin and cryptocurrencies. His work is more than just a collection of articles; it’s a resource, a guide, and a companion for anyone ready to explore the potential of this digital frontier.

Whether you are taking your first steps into crypto or are a veteran looking to stay on top of the latest trends, Jake’s insights provide clarity and foresight in an often unpredictable industry. Join him on this journey to reshape the world of finance, one post at a time.

You can engage with his latest takes on Twitter: [@realJakeSimmons](https://twitter.com/realJakeSimmons).
https://bitcoinethereumnews.com/bitcoin/expert-who-nailed-2024-bitcoin-top-issues-new-call-for-208000/?utm_source=rss&utm_medium=rss&utm_campaign=expert-who-nailed-2024-bitcoin-top-issues-new-call-for-208000

GST Reforms Will Pump ₹2 Lakh Crore Into The Economy, Boosting Demand Across Sectors: Union Finance Minister Sitharaman

Kolkata: Union Finance Minister Nirmala Sitharaman on Thursday announced that the latest round of Goods and Services Tax (GST) reforms will inject around Rs 2 lakh crore into the economy, significantly boosting demand across various sectors.

Sitharaman described the “new generation GST reforms” as measures designed to cut tax rates, ease compliance, and eliminate ambiguities. These changes are expected to benefit the poor, middle class, farmers, MSMEs, and several industries in West Bengal.

“The (GST) Council’s decision to reduce rates was possible only because states came together in the spirit of cooperation. There is no donor-donee model in GST. If revenues fall, the Centre bears it equally, and after devolution, our share is even smaller,” she said during an event in Kolkata.

The reforms will directly benefit key sectors in Bengal such as handicrafts, garments, tea, jute, and agro-products, thereby aiding festive season sales, the Finance Minister added.

Products including ‘Nakshi Kantha’, Malda mangoes, Darjeeling tea, hosiery, and jute bags will see lower tax rates. The new GST slabs, mainly set at 5% and 18%, will take effect from September 22, coinciding with the first day of ‘Navratri’. Sitharaman explained that this timing was deliberately chosen to align with the Durga Puja festivities.

“Durga Puja is Bengal’s biggest festival. People make major purchases during this period. The timing ensures they benefit from the reduced tax burden,” she said.

Elaborating on the reform trajectory, Sitharaman noted that India has moved from four GST slabs to largely two but added, “We are not yet ready for a single rate. Maybe sometime in the future.”

She also highlighted efforts to curb past revenue leakages caused by misclassification and loopholes — citing examples such as differential tax treatment on various popcorn types — which have now been plugged.

Calling GST “one of India’s biggest reforms,” the Finance Minister expressed confidence that these changes would spur economic growth, especially benefiting Bengal’s small-scale and craft-based industries, while boosting consumption nationwide.

*Disclaimer: This story is from a syndicated feed. Nothing has changed except the headline.*
https://www.freepressjournal.in/business/gst-reforms-will-pump-2-lakh-crore-into-the-economy-boosting-demand-across-sectors-union-finance-minister-sitharaman