interoperability - The Latremie Post

Hoskinson Affirms Cardano ISO 20022 Support as Deadline Nears

Charles Hoskinson Reaffirms Cardano’s Support for ISO 20022 Ahead of SWIFT Migration Deadline

Charles Hoskinson, co-founder of Cardano (ADA), has reaffirmed the blockchain network’s support for the ISO 20022 global banking standard. This announcement aligns Cardano with other major digital assets such as XRP, HBAR, and ALGO, as the financial industry approaches a critical deadline. The statement comes just 13 days before SWIFT’s hard migration deadline on November 22, marking a significant moment for global banking and payment systems.

### The Significance of ISO 20022 and SWIFT’s Migration

ISO 20022 is a unified data messaging standard designed to modernize and harmonize financial communications worldwide. It replaces older, text-based formats with structured, metadata-rich messages, improving cross-border wire transfers, securities settlements, and institutional payment messaging. The new standard enables faster, clearer, and more transparent communication between banks, payment processors, and digital asset networks.

The deadline set by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) on November 22 marks the end of the “co-existence period,” during which the old MT and new MX message formats operated side-by-side. After this date, all transactions must comply with CBPR+ (Cross-Border Payments and Reporting Plus) guidelines.

### Industry Challenges and Delays

The global rollout of ISO 20022 has faced several delays. Originally scheduled for November 2021, the migration was postponed multiple times over five years due to challenges in upgrading legacy infrastructure. SWIFT’s recent confirmation of a hard deadline emphasizes that no further extensions will be granted.

Despite this firm timeline, readiness varies widely across regions. A June report from Central Banking revealed that fewer than half of the 49 surveyed central banks were fully compliant with the standard, while about 6% had only partial upgrades. Europe leads adoption under the MiCA regulatory framework, with systems such as TARGET2 and EBA Clearing completing their transition in March 2023, aligning with SWIFT’s CBPR+ guidelines that cover payment initiation, clearing, and cash management.

### Cardano’s Position Among ISO 20022-Compliant Blockchains

Hoskinson described ISO 20022 as “necessary to open banking and combining the TradFi and DeFi worlds.” He emphasized Cardano’s role, stating that ADA “is glad to be holding the line with XRP, HBAR, ALGO, and others.”

According to Hoskinson, certain blockchain networks are poised to benefit from the growing importance of ISO 20022 compliance. These include XRP, XLM, ADA, HBAR, ALGO, QNT, and IOTA. These assets are recognized for their utility in cross-border payments, institutional settlements, and enhancing interoperability between traditional finance and decentralized systems.

### Bridging Traditional Finance and DeFi

The alignment of Cardano and other compliant blockchains with ISO 20022 positions them as crucial “bridge” assets in the evolving global financial ecosystem. Their ability to support automated, data-rich financial communication aligns perfectly with the goals of the new banking standard, offering opportunities as the industry moves toward a more integrated and efficient payment landscape.

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As the November 22 deadline approaches, Cardano’s reaffirmation of ISO 20022 support signals its commitment to fostering innovation and interoperability in both traditional and decentralized finance sectors. This pivotal moment highlights the growing importance of blockchain networks in shaping the future of global financial communications.
https://bitcoinethereumnews.com/tech/hoskinson-affirms-cardano-iso-20022-support-as-deadline-nears/

Litecoin Shows Relative Strength vs. Bitcoin Amid Whale Accumulation and Rising On-Chain Metrics

**Litecoin Outperforms with +4.8% in November 2025 Amid Altcoin Downturns**

Litecoin (LTC) is making waves in November 2025 by outperforming most altcoins, rallying +4.8% despite a broader altcoin slump. Notably, whale wallets holding 100,000+ LTC have increased by 6% over the past three months, signaling strong accumulation by large investors. Meanwhile, daily on-chain volume hit a record $15.1 billion, coinciding with a 12% growth in DeFi Total Value Locked (TVL) to $2.1 million.

Discover why Litecoin’s rally is gaining momentum in 2025 through increased whale activity and on-chain surges. LTC recently broke key resistance at $102, setting the stage for potential further gains. Stay ahead of the crypto markets by exploring the fundamentals fueling Litecoin’s resurgence.

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### Why Is Litecoin Rallying in November 2025?

Litecoin’s rally is driven by robust on-chain metrics and strategic whale positioning amid a wider altcoin downturn. In contrast to Ethereum’s 10% decline in November 2025, LTC climbed 4.8%, highlighting its resilience. The momentum is even stronger against Bitcoin, with LTC up 11.83%, positioning it as a reliable hedge in uncertain market conditions.

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### What On-Chain Data Supports Litecoin’s Strength?

– **DeFi Growth:** Litecoin’s DeFi TVL rose 12% to $2.1 million, reflecting a $240,000 liquidity increase.
– **Record Transaction Volume:** Daily on-chain volume soared to a historic $15.1 billion, according to Santiment data, demonstrating heightened network activity.
– **Whale Accumulation:** The number of wallets holding over 100,000 LTC grew by 6% over the last three months, indicating increasing commitment from long-term holders.

Experts point out that this divergence from the typical hype cycle, marked by rising TVL, demonstrates substantial capital deployment underpinning sustained network utility. Simply put, Litecoin’s growth is not speculative but based on solid fundamentals.

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### Key Trends Highlighted

– Whale accumulation counteracts the prevailing market risk-off sentiment.
– DeFi expansion enhances network interoperability and liquidity.
– LTC’s gains stem from genuine on-chain activity and strong investor conviction.

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### Key Takeaways

– **Why is Litecoin showing strength in this cycle?**
Litecoin is decoupling from the wider altcoin market with an 11.83% gain versus Bitcoin, fueled by whale accumulation and acting as a risk-off hedge.

– **Is the rally backed by real on-chain activity?**
Yes. DeFi TVL jumped 12%, daily on-chain volume reached $15.1 billion, and whale wallets increased by 6%, signaling strong long-term capital locking.

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### Litecoin Breaking Away from the Altcoin Pack

After a 4.8% rally in November, LTC is among the few cryptocurrencies starting the month with a bullish stance. In the same period, Ethereum (ETH) experienced a 10% dip, suggesting no significant altcoin rotation is underway, making LTC’s relative strength particularly notable.

Bitcoin traders have also noted LTC’s robust momentum, with a gain of 11.83% against BTC. This performance provides LTC an edge as a preferred asset for hedging in risk-off environments.

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### DeFi’s Role in Litecoin’s Momentum

Litecoin’s DeFi ecosystem is thriving, with a solid 12% increase in TVL, totaling $2.1 million. This injection of $240,000 into LTC’s DeFi stack highlights expanding liquidity and growing on-chain usage.

Rising TVL is crucial as it signals deeper capital deployment and showcases that LTC’s gains come from authentic, long-term fund locking rather than short-term speculation.

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### Resistance Levels and Future Outlook

Litecoin is currently testing solid resistance around $108. Market moves at this price level appear more like a cooldown rather than a sell-off. A successful breakout here, even amid a risk-off market, could establish LTC as a formidable contender for Q4 2025.

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### Litecoin Tops $102 as Whales and Record Volume Drive the Run

Santiment’s on-chain metrics reveal why Litecoin’s bullish momentum could persist. Over the past three months, wallets holding 100,000+ LTC have increased by 6%, evidencing steady accumulation by major players. Simultaneously, daily on-chain volume set a new all-time high at $15.1 billion, reflecting extensive network utilization.

Together, these data points underscore that Litecoin’s ascent is anchored in real network participation, not hype-driven price pumps.

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### LTC Outperforms Peers in Q4 2025

Litecoin has limited its Q4 losses to just 7.5%. By comparison, Ethereum’s losses reached 17%, underscoring how whale accumulation and network expansion have bolstered LTC’s relative market strength. If this trend continues, overcoming the $102 resistance may be just the start.

Leading among top-cap altcoins, LTC’s momentum could place it among the biggest Q4 gainers — making it a must-watch asset for traders and investors alike.

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### Frequently Asked Questions

**Q: How does Litecoin’s whale accumulation impact its 2025 rally?**
A: The 6% increase in wallets holding over 100,000 LTC reflects strategic buying by large investors, which reduces available supply and supports price stability. This accumulation, combined with risk-off hedging behavior, has limited LTC’s Q4 drawdown to 7.5%, outperforming peers like Ethereum.

**Q: What makes Litecoin a strong hedge against altcoin volatility in 2025?**
A: Litecoin’s 11.83% gain against Bitcoin and a surge in daily on-chain volume to $15.1 billion demonstrate growing liquidity and network utility. A 12% rise in DeFi TVL also adds stability, positioning LTC like “digital silver” — a dependable hedge during turbulent market phases.

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### Conclusion

Litecoin is carving out a unique position in the crypto landscape in November 2025. With growing whale accumulation, record on-chain volume, and expanding DeFi activity, LTC is outperforming much of the altcoin market despite challenging conditions.

Breaking through resistance levels and sustained capital inflows suggest Litecoin’s gains are built on firm fundamentals. As the market progresses through Q4, LTC stands poised to be a compelling asset to watch — combining resilience, liquidity, and strategic investor interest.

Stay tuned to Litecoin’s journey as it potentially emerges as one of the top-performing cryptocurrencies by year-end 2025.
https://bitcoinethereumnews.com/bitcoin/litecoin-shows-relative-strength-vs-bitcoin-amid-whale-accumulation-and-rising-on-chain-metrics/

Polkadot System Chains Upgrade Passes as DOT Tests Lower Bollinger Band Support at $2.88

**Polkadot (DOT) Price Analysis and Market Update**

**Quick Take**
– DOT trading at $2.88, down 2.7% in the last 24 hours
– Unanimous system chains upgrade referendum signals strong community backing
– Price currently testing lower Bollinger Band support at $2.83
– Follows Bitcoin’s weakness amid broader risk-off market sentiment

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### Market Events Driving Polkadot Price Movement

This week’s most significant development for Polkadot was the unanimous passage of a referendum to upgrade all system chains and schedule the Asset Hub Migration. This technical advancement highlights robust community consensus and positions the network for enhanced functionality. Despite the current price weakness, this provides a positive fundamental backdrop for DOT.

Polkadot is also set to participate in Hong Kong Fintech Week from November 3-7. This event adds a further layer of institutional exposure, showcasing the network’s interoperability solutions to a global audience, which may prove beneficial for Polkadot’s medium-term outlook.

Conversely, the failure of the Staking Dashboard funding referendum reflects some community friction over resource allocation. However, this had minimal impact on the market.

In the absence of significant breaking news catalysts, DOT’s price action is primarily influenced by technical factors and broader cryptocurrency market sentiment. The token currently faces selling pressure, tracking Bitcoin and other major cryptocurrencies as risk-off sentiment dominates trading decisions.

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### DOT Technical Analysis: Testing Critical Support Zone

**Price Action Context**
DOT price currently sits below all major moving averages, trading at $2.88 compared to the 20-day SMA at $3.01 and the 50-day SMA at $3.59. This positioning signals sustained bearish pressure, with the token down approximately 26% from its 52-week high of $5.31.

The price movement indicates that Polkadot is closely following Bitcoin’s weakness rather than exhibiting independent strength. Trading volume on Binance’s spot market reached $14.4 million over 24 hours, reflecting moderate institutional interest but lacking the momentum needed to trigger a sustained reversal.

**Key Technical Indicators**
– The Relative Strength Index (RSI) stands at 38.18, in neutral territory but approaching oversold conditions, which could signal potential for a technical bounce.
– The MACD histogram shows a slight bullish divergence at 0.0218, suggesting weakening selling pressure despite the overall negative MACD value of -0.1722.
– Most importantly, the %B indicator at 0.1532 shows DOT price near the lower Bollinger Band at $2.83, a level that has historically provided support in previous corrections.

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### Critical Price Levels for Polkadot Traders

**Immediate Levels (Next 24-48 Hours):**
– **Resistance:** $3.01 (20-day moving average and psychological resistance)
– **Support:** $2.83 (lower Bollinger Band and recent 24-hour low)

**Potential Breakout/Breakdown Scenarios:**
– A break below the $2.83 support level could trigger further selling pressure, pushing the price toward the next major support zone at $2.77. Note that the 52-week low at $2.87 was recently breached.
– Conversely, a successful defense at $2.83 and a move above the $3.01 resistance could open the door for a rally toward the immediate resistance at $3.34.

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### DOT Correlation Analysis

– **Bitcoin:** DOT’s price movements are closely correlated with Bitcoin’s bearish momentum, with both assets experiencing similar percentage declines in recent sessions.
– **Traditional Markets:** Risk-off sentiment spilling over from equity markets appears to be weighing on cryptocurrencies broadly.
– **Sector Peers:** Polkadot is currently underperforming some layer-1 competitors, indicating there may be specific selling pressure beyond the general market weakness.

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### Trading Outlook: Polkadot Near-Term Prospects

**Bullish Case:**
If DOT can successfully defend the $2.83 lower Bollinger Band support, combined with positive momentum stemming from exposure during Hong Kong Fintech Week, a technical bounce toward $3.01 resistance is possible. Additionally, the unanimous referendum passage provides a supportive fundamental outlook for the medium-term.

**Bearish Case:**
Failure to hold current support levels amid continued Bitcoin weakness could see further declines toward the strong support zone around $2.77. Broader cryptocurrency market sentiment remains fragile, increasing the risk of additional downside.

**Risk Management:**
Traders are advised to consider tight stop-losses below $2.80, given the proximity to critical support. The daily Average True Range (ATR) of $0.23 suggests that position sizing should account for potential daily price swings of approximately 8% in either direction.

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*Stay updated with the latest developments as Polkadot navigates a challenging market environment supported by strong community fundamentals.*
https://bitcoinethereumnews.com/tech/polkadot-system-chains-upgrade-passes-as-dot-tests-lower-bollinger-band-support-at-2-88/?utm_source=rss&utm_medium=rss&utm_campaign=polkadot-system-chains-upgrade-passes-as-dot-tests-lower-bollinger-band-support-at-2-88

Ray Enhances Scheduling with New Label Selectors

Ray, the distributed computing framework, has introduced a significant update with the release of label selectors—a feature designed to enhance scheduling flexibility for developers. According to a recent announcement by Anyscale, this new capability enables more precise placement of workloads on appropriate nodes within a cluster.

### Enhancing Workload Placement

The introduction of label selectors is part of a collaboration with the Google Kubernetes Engine team. Available in Ray version 2.49, this feature is integrated across the Ray Dashboard, KubeRay, and Anyscale’s AI compute platform. It allows developers to assign specific labels to nodes in a Ray cluster, such as `cpu-family=intel` or `market-type=spot`. This labeling system streamlines the scheduling process for tasks, actors, or placement groups on specified nodes, providing greater control and efficiency.

### Addressing Previous Limitations

Previously, scheduling tasks on specific nodes presented challenges for developers. Many had to rely on workarounds that mixed resource quantities with placement constraints, leading to convoluted and less effective solutions. Label selectors overcome these issues by enabling more flexible expressions of scheduling requirements. They support exact matches, any-of conditions, and negative matches—such as avoiding GPU nodes or specifying particular regions like `us-west1-a` or `us-west1-b`.

### Integration with Kubernetes

Ray’s label selectors are inspired by Kubernetes labels and selectors, enhancing interoperability between the two platforms. This development aligns with ongoing efforts to integrate Ray more closely with Kubernetes, allowing users to leverage familiar APIs and semantics for more advanced scheduling use cases.

### Practical Applications

With label selectors, developers can achieve a wide range of scheduling goals, including:

– Pinning tasks to specific nodes
– Selecting CPU-only placements
– Targeting nodes with specific accelerators
– Keeping workloads within designated regions or zones

The feature supports both static and autoscaling clusters. Anyscale’s autoscaler takes into account resource shapes and label selectors to appropriately scale worker groups based on current needs.

### Future Developments

Looking ahead, Ray plans to expand the label selector feature with enhancements such as:

– Fallback label selectors
– Library support for common scheduling patterns
– Improved interoperability with Kubernetes

These improvements aim to simplify workload scheduling further and enhance the overall user experience.

For more detailed instructions and API information, developers are encouraged to consult the Anyscale and Ray official guides.

*Image source: Shutterstock*
https://Blockchain.News/news/ray-enhances-scheduling-with-new-label-selectors

Modest Bounce as Stellar Integration Expands RWA Reach

The native token of the Oracle network, Chainlink (LINK), priced at $17.15, bounced 3.6% on Friday, reversing some of Thursday’s losses as traders stepped in around a key support level.

LINK briefly cleared the $17 mark during a morning breakout, accompanied by a surge in trading volume. Approximately 3 million tokens changed hands, pointing to renewed accumulation, according to CoinDesk Research’s market insight tool. However, weakness during U.S. trading hours pushed LINK back below $17. At the time of writing, the token was trading at $16.96.

### Recent Developments

On the news front, payments-focused Stellar (XLM) announced plans to integrate Chainlink’s Cross-Chain Interoperability Protocol (CCIP), Data Feeds, and Data Streams. This integration enables developers and institutions building on Stellar to access real-time data and trusted cross-chain infrastructure for tokenized assets.

With over $5.4 billion in quarterly Real-World Asset (RWA) volume and a fast-growing DeFi footprint, Stellar’s adoption of Chainlink tooling signals expanding demand for secure, interoperable financial infrastructure.

### Key Technical Levels to Watch

– **Support:** LINK holds near-term support at $16.37, having successfully tested this level multiple times.
– **Resistance:** Upside targets are set at $17.46 and $18.00, with $17.46 showing repeated resistance and rejection patterns.

Whether the token can build on Friday’s rebound will likely depend on broader market flows and follow-through from dip-buying activity.

### Volume Analysis

A 78% surge in volume during the breakout attempt highlights strong institutional interest. However, explosive selling volume observed later indicates ongoing position rebalancing by traders.

### Chart Patterns and Trading Strategy

A late-session flush-out pattern has created a classic oversold setup, which could be attractive for accumulation strategies.

### Targets & Risk/Reward

– Holding above $16.89 targets a retest of $17.46, with potential upside extending to $18.00.
– Downside risk is limited by solid support at $16.37.

Traders are advised to monitor these levels closely and consider broader market conditions when making trading decisions.
https://bitcoinethereumnews.com/tech/modest-bounce-as-stellar-integration-expands-rwa-reach/?utm_source=rss&utm_medium=rss&utm_campaign=modest-bounce-as-stellar-integration-expands-rwa-reach