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Threats to democracy in the Congressional Record

As you might imagine, the word “democracy” has been mentioned in Congressional speeches many times over the years. However, in recent times, there has been a noticeable shift in how democracy is discussed.

Over the past several years, it has become much more common to hear democracy described as being under threat. This change in tone reflects growing concerns about the state of democratic institutions and values.

For The Pudding, Alvin Chang conducted an analysis of speeches recorded in the Congressional Record dating back to 1880. His work highlights this abrupt shift in sentiment, showing how perceptions of democracy have evolved over time.
https://flowingdata.com/2025/11/14/threats-to-democracy-in-the-congressional-record/

Litecoin Shows Relative Strength vs. Bitcoin Amid Whale Accumulation and Rising On-Chain Metrics

**Litecoin Outperforms with +4.8% in November 2025 Amid Altcoin Downturns**

Litecoin (LTC) is making waves in November 2025 by outperforming most altcoins, rallying +4.8% despite a broader altcoin slump. Notably, whale wallets holding 100,000+ LTC have increased by 6% over the past three months, signaling strong accumulation by large investors. Meanwhile, daily on-chain volume hit a record $15.1 billion, coinciding with a 12% growth in DeFi Total Value Locked (TVL) to $2.1 million.

Discover why Litecoin’s rally is gaining momentum in 2025 through increased whale activity and on-chain surges. LTC recently broke key resistance at $102, setting the stage for potential further gains. Stay ahead of the crypto markets by exploring the fundamentals fueling Litecoin’s resurgence.

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### Why Is Litecoin Rallying in November 2025?

Litecoin’s rally is driven by robust on-chain metrics and strategic whale positioning amid a wider altcoin downturn. In contrast to Ethereum’s 10% decline in November 2025, LTC climbed 4.8%, highlighting its resilience. The momentum is even stronger against Bitcoin, with LTC up 11.83%, positioning it as a reliable hedge in uncertain market conditions.

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### What On-Chain Data Supports Litecoin’s Strength?

– **DeFi Growth:** Litecoin’s DeFi TVL rose 12% to $2.1 million, reflecting a $240,000 liquidity increase.
– **Record Transaction Volume:** Daily on-chain volume soared to a historic $15.1 billion, according to Santiment data, demonstrating heightened network activity.
– **Whale Accumulation:** The number of wallets holding over 100,000 LTC grew by 6% over the last three months, indicating increasing commitment from long-term holders.

Experts point out that this divergence from the typical hype cycle, marked by rising TVL, demonstrates substantial capital deployment underpinning sustained network utility. Simply put, Litecoin’s growth is not speculative but based on solid fundamentals.

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### Key Trends Highlighted

– Whale accumulation counteracts the prevailing market risk-off sentiment.
– DeFi expansion enhances network interoperability and liquidity.
– LTC’s gains stem from genuine on-chain activity and strong investor conviction.

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### Key Takeaways

– **Why is Litecoin showing strength in this cycle?**
Litecoin is decoupling from the wider altcoin market with an 11.83% gain versus Bitcoin, fueled by whale accumulation and acting as a risk-off hedge.

– **Is the rally backed by real on-chain activity?**
Yes. DeFi TVL jumped 12%, daily on-chain volume reached $15.1 billion, and whale wallets increased by 6%, signaling strong long-term capital locking.

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### Litecoin Breaking Away from the Altcoin Pack

After a 4.8% rally in November, LTC is among the few cryptocurrencies starting the month with a bullish stance. In the same period, Ethereum (ETH) experienced a 10% dip, suggesting no significant altcoin rotation is underway, making LTC’s relative strength particularly notable.

Bitcoin traders have also noted LTC’s robust momentum, with a gain of 11.83% against BTC. This performance provides LTC an edge as a preferred asset for hedging in risk-off environments.

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### DeFi’s Role in Litecoin’s Momentum

Litecoin’s DeFi ecosystem is thriving, with a solid 12% increase in TVL, totaling $2.1 million. This injection of $240,000 into LTC’s DeFi stack highlights expanding liquidity and growing on-chain usage.

Rising TVL is crucial as it signals deeper capital deployment and showcases that LTC’s gains come from authentic, long-term fund locking rather than short-term speculation.

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### Resistance Levels and Future Outlook

Litecoin is currently testing solid resistance around $108. Market moves at this price level appear more like a cooldown rather than a sell-off. A successful breakout here, even amid a risk-off market, could establish LTC as a formidable contender for Q4 2025.

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### Litecoin Tops $102 as Whales and Record Volume Drive the Run

Santiment’s on-chain metrics reveal why Litecoin’s bullish momentum could persist. Over the past three months, wallets holding 100,000+ LTC have increased by 6%, evidencing steady accumulation by major players. Simultaneously, daily on-chain volume set a new all-time high at $15.1 billion, reflecting extensive network utilization.

Together, these data points underscore that Litecoin’s ascent is anchored in real network participation, not hype-driven price pumps.

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### LTC Outperforms Peers in Q4 2025

Litecoin has limited its Q4 losses to just 7.5%. By comparison, Ethereum’s losses reached 17%, underscoring how whale accumulation and network expansion have bolstered LTC’s relative market strength. If this trend continues, overcoming the $102 resistance may be just the start.

Leading among top-cap altcoins, LTC’s momentum could place it among the biggest Q4 gainers — making it a must-watch asset for traders and investors alike.

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### Frequently Asked Questions

**Q: How does Litecoin’s whale accumulation impact its 2025 rally?**
A: The 6% increase in wallets holding over 100,000 LTC reflects strategic buying by large investors, which reduces available supply and supports price stability. This accumulation, combined with risk-off hedging behavior, has limited LTC’s Q4 drawdown to 7.5%, outperforming peers like Ethereum.

**Q: What makes Litecoin a strong hedge against altcoin volatility in 2025?**
A: Litecoin’s 11.83% gain against Bitcoin and a surge in daily on-chain volume to $15.1 billion demonstrate growing liquidity and network utility. A 12% rise in DeFi TVL also adds stability, positioning LTC like “digital silver” — a dependable hedge during turbulent market phases.

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### Conclusion

Litecoin is carving out a unique position in the crypto landscape in November 2025. With growing whale accumulation, record on-chain volume, and expanding DeFi activity, LTC is outperforming much of the altcoin market despite challenging conditions.

Breaking through resistance levels and sustained capital inflows suggest Litecoin’s gains are built on firm fundamentals. As the market progresses through Q4, LTC stands poised to be a compelling asset to watch — combining resilience, liquidity, and strategic investor interest.

Stay tuned to Litecoin’s journey as it potentially emerges as one of the top-performing cryptocurrencies by year-end 2025.
https://bitcoinethereumnews.com/bitcoin/litecoin-shows-relative-strength-vs-bitcoin-amid-whale-accumulation-and-rising-on-chain-metrics/

Gold sinks below $4K: What does it mean for Bitcoin price?

**Bitcoin ETFs See $839 Million Inflows While Gold ETFs Lose $4.1 Billion: What’s Next?**

Gold’s shine is fading fast just as its “digital” rival, Bitcoin (BTC), recovers lost ground.

Just a week after reaching a record high above $4,381, gold has retreated by over 10.6%, sinking as low as $3,915 on Thursday—marking its steepest seven-day drop since April. This correction in gold coincides with a nearly 6.7% jump in Bitcoin’s price, highlighting a sharp divergence amid improving trade relations between the US and China.

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### Trade Deal Boosts Risk Appetite

The shift followed Donald Trump’s remarks about an “amazing meeting” with Xi Jinping, during which the two leaders agreed to reduce fentanyl tariffs from 20% to 10%, effective immediately. With risk appetite improving and crypto markets heating up, traders may be rotating away from gold and back into Bitcoin in the months ahead.

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### Bitcoin ETFs Attract $839 Million Amid Gold’s Plunge

US-listed Bitcoin ETFs have absorbed $839 million in net inflows since gold hit its record high on October 20, according to data from Farside Investors. Bitcoin ETF holdings have increased consecutively in the last four sessions, signaling growing investor interest.

In contrast, gold-backed ETFs experienced significant outflows, totaling about 1.064 million ounces (nearly $4.1 billion) since October 22, Bloomberg data shows. This includes the largest one-day withdrawal in over six months on Monday, when investors pulled out 0.448 million ounces of gold exposure.

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### BTC Technicals Indicate Strong Support With Bullish Outlook

Bitcoin’s technical indicators now reveal a strong floor near $101,790, aligning with the 20-week exponential moving average (20-week EMA) and the 1.0 Fibonacci retracement level. Holding above this support confluence increases the chances of Bitcoin reaching $150,000 by the end of the year.

JPMorgan analysts are even more bullish, expecting BTC to hit $165,000 in 2025. They argue that Bitcoin remains undervalued relative to gold, underscoring its growing appeal as a digital store of value.

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### Gold’s Bull Run Remains Intact, Analysts Say

Despite the recent correction, gold is still up around 50% year-to-date, supported by record central-bank purchases, persistent fiscal imbalances, and the ongoing “debasement trade,” where investors seek protection against ballooning government debt and weakening fiat currencies.

Metal trader David Bateman points out that gold’s bull run remains fundamentally intact. Technicals show that gold is still in a bull market correction, holding firm above its 50-day exponential moving average (50-day EMA). Historically, gold has bounced from this support every time in the past two years, leading to rebounds between 4% and 33%.

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### Historical Patterns Suggest Gold Rebound Ahead

Over the past three decades, gold’s 10% corrections have consistently resulted in sharp rebounds within days, indicating these steep dips are more likely short-term bottoms than signs of deeper declines.

Data highlighted by Sabu Trades shows that the previous ten instances of such steep drops all produced positive two-month returns, averaging an 8.3% recovery. If this pattern holds, gold could revisit the $4,200-$4,250 zone by December, effectively retesting its record highs and reaffirming the metal’s broader uptrend.

Looking further ahead, gold could reach HSBC’s $5,000 target in 2026, as long as it maintains support above the 50-day EMA.

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**Disclaimer:** This article does not contain investment advice or recommendations. Every investment and trading move involves risk, and readers should conduct their own research when making a decision.
https://cointelegraph.com/news/gold-below-4k-what-does-it-mean-for-bitcoin-price?utm_source=rss_feed&utm_medium=editors_pick_rss&utm_campaign=rss_partner_inbound

“Their defence is the whole team” – Gary Neville refuses to agree with Roy Keane as they predict winner of Arsenal vs Crystal Palace

Manchester United legend Gary Neville does not believe Crystal Palace will score against Arsenal this weekend in the Premier League. He made the comment following Roy Keane’s prediction that the FA Cup winners would get past the Gunners’ backline.

Speaking on the Stick to Football Podcast, Keane predicted a 3-1 scoreline in favor of Arsenal in the match scheduled for Sunday, October 26, with Mikel Arteta’s side taking all three points. However, Ian Wright was quick to disagree with Keane’s suggested scoreline, predicting that Oliver Glasner’s Palace would fail to find the net.

Neville swiftly agreed with the Arsenal legend, highlighting the Gunners’ defensive solidity this season. “Palace are not scoring. Arsenal have only conceded three goals all season. Just something their defence is the whole team,” he said, emphasizing that the entire Arsenal squad works defensively when out of possession.

The Premier League leaders are coming into the match on the back of an impressive 4-0 thrashing of Atletico Madrid in the UEFA Champions League. This victory has boosted their confidence as they look to extend their lead at the top of the table.

On the other hand, Crystal Palace arrive after a setback, having lost to AEK Larnaca FC in the UEFA Conference League on Thursday, October 23. The Eagles have not won in their last three matches, including a defeat to Everton and a 3-3 draw at home against AFC Bournemouth earlier this month.

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### Gary Neville Backs Arsenal to Win the Premier League Title

Former Premier League defender Gary Neville has also expressed strong support for Arsenal to clinch the Premier League title this season. He described the Gunners as “scary” and praised their position at the top of the table despite facing a tough fixture schedule.

Speaking on the Stick to Football podcast, Neville said:
“They’ve played United away, Man City, Liverpool away. They’ve played nearly everybody already, and they’re where they are. It is wrong to say this because it is ridiculous and we’ve all been in title races. If they don’t win it from here, we’ve all predicted Arsenal to win the league right, we know it can go wrong.”

He added:
“If they don’t win it from where the other teams are and the confident position they’re in now, a lot can change, but they’re in a good place. It feels like the Newcastle game turned the corner. It’s not a putting pressure on them statement, they just must be thinking, ‘this is us, this year, we’ve got to win it’.”

Neville also highlighted Arsenal’s squad depth, noting how players like Lewis Hall can come in seamlessly for key defenders without any drop-off in quality. “When you can bring in Lewis-Skelly for Califiori and Ben White, Mosquera coming in with no drop off, it’s looking scary.”

Currently, Arsenal lead the Premier League by three points over second-placed Manchester City and are four points clear of defending champions Liverpool. Their form and depth make them strong contenders to win the title this season.
https://www.sportskeeda.com/football/news-their-defence-whole-team-gary-neville-refuses-agree-roy-keane-predict-winner-arsenal-vs-crystal-palace

Amit Shah says newly implemented laws will ensure timely and simple justice

Our judicial system has developed a reputation for not delivering justice in a timely manner. However, I am confident in telling the people of Rajasthan that the three new criminal justice laws will ensure timely, accessible, and simple justice, highlighted Union Home Minister Amit Shah.

Prime Minister Narendra Modi has made numerous changes aimed at improving the ease of living. Alongside the implementation of these laws, there will also be a significant transformation in the ease of justice. “Through these laws, our criminal justice system will operate inspired by justice rather than punishment,” Amit Shah asserted.

These reforms have been effectively implemented across the country, with the Ministry of Home Affairs providing assistance and follow-up guidance to all states. Hailing the BJP’s efforts to streamline the justice process, Amit Shah informed that any FIR filed after 2027 will be brought to justice in the Supreme Court within three years.

Highlighting the three new laws introduced by PM Modi, Shah explained, “These laws abolish 160-year-old statutes and will allow any FIR to be filed nationwide after 2027. It will take another two years for the entire system to be fully implemented. However, thanks to this legislation, any FIR filed after 2027 will be resolved in the Supreme Court within three years.”

The Union Home Minister also shared encouraging statistics regarding Rajasthan’s justice system. “In Rajasthan, the conviction rate was previously only 42%. After implementing the three new laws just one year ago, this rate has already risen to 60%. When these laws are fully implemented, we expect the conviction rate to reach up to 90%,” he said.

Amit Shah emphasized that these laws incorporate various scientific methods. To support this, the government has established the National Forensic Science University in 2020 for the smooth implementation of these laws. “By gradually opening affiliated colleges across the country, we are creating a new workforce of youth engaged in scientific work,” he added.

Among the new measures, terrorism, mob lynching, organized crime, and digital crime have been defined for the first time in our judicial system. The three laws also prescribe specific time limits at more than 29 points throughout the process. For example:

– Updates must be provided to victims within 90 days.
– A copy of the police report must be given to the victim within 14 days.
– The charge sheet must be filed within 60 to 90 days.
– The laws also allow for trials in absentia.

These reforms mark a significant step forward in making justice more accessible, efficient, and scientific across India.
https://www.mid-day.com/news/india-news/article/amit-shah-says-newly-implemented-laws-will-ensure-timely-and-simple-justice-23598495

Canara HSBC Life Insurance to launch IPO on October 10

**Canara HSBC Life Insurance to Launch IPO on October 10**

*By Dwaipayan Roy | October 5, 2025*

Canara HSBC Life Insurance Company is set to launch its first-ever initial public offering (IPO) on October 10, 2025. The IPO will be a complete offer-for-sale (OFS) consisting of 23.75 crore shares and is scheduled to close on October 14. Ahead of the launch, a portion of the shares will be reserved for anchor investors one day prior.

### IPO Details and Pricing

The price band for the public offer has been approved by regulators and will be announced shortly. The OFS will involve promoter stake sales from Canara Bank and HSBC Insurance. Additionally, investor and selling shareholder Punjab National Bank (PNB) will participate in the sale of shares.

### Strong Market Position and Growth

According to a Crisil report, Canara HSBC Life Insurance’s individual weighted premium income (WPI) has grown at the third highest rate among bank-led insurers between FY2022 and FY2025, reflecting its strong market presence.

The company has demonstrated steady growth in its annualized premium equivalent (APE) over recent years. Its profit after tax has increased at a compound annual growth rate (CAGR) of 13.26%, rising from ₹91.2 crore in FY2023 to ₹117 crore in FY2025. Moreover, the embedded value expanded significantly from ₹4,272 crore at the end of FY2023 to ₹6,111 crore as of FY2025.

### Financial Strength and Customer Reach

As of June 2025, Canara HSBC Life Insurance maintained a robust solvency ratio of 200.42%, comfortably above the regulatory minimum requirement of 150%. The company has also insured over 10.51 million lives, underscoring its extensive reach and the trust it has earned from customers.

### Lead Managers

The IPO is being managed by a consortium of leading financial institutions, including SBI Capital Markets, BNP Paribas, HSBC Securities & Capital Markets (India), JM Financial, and Motilal Oswal Investment Advisors, who serve as the book running lead managers for the issue.

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Stay tuned for further updates on Canara HSBC Life Insurance’s IPO as the price band is announced. This offering marks a significant milestone for the company as it seeks to expand its footprint in the life insurance sector.
https://www.newsbytesapp.com/news/business/everything-we-know-about-canara-hsbc-life-insurance-s-ipo/story