Making a yearly income of $75,000 seems like a good deal, but is it really enough? Do you know how much you have and owe at the end of each pay period? Or are you wondering: $75,000 a year is how much an hour? In this article, you will find out how much $75,000 is hourly, daily, weekly, biweekly, and monthly. We will also factor in several other variables that affect your income and offer some tips on how to live within your salary. Read on. $75,000 a Year Is How Much an Hour? $75,000 yearly will allow you to make $36. 06 or $36 an hour. First, find the number ofhours you worked during the year. There are 5 working days each week, and with 8 hours of work daily, we have 40 regular hours making up for a complete work week (5 days * 8 hrs/day). Then, there are 52 work weeks in a year. To calculate your total working hours in a year, let’s make it simple with this formula: 40 total working hours a week * 52 total working weeks in a year = Total working hours in a year 40 * 52 = 2, 080 hours With a $75,000 gross yearly income as a full-time worker, you make $36. 06 or $36 an hour. Yearly salary/total working hours in a year = Total hourly salary $75,000 / 2, 080 = $36. 06 or $36 an hour If you have a part-time job that requires you to only work 4 hours a day instead of 8, which is half the daily work hours, your total annual pay will also be halved to $37,500. Divide this amount by the number of hours in a working year (1, 040), and you’ll get your total hourly salary of $36. 06 or $36 as a part-timer. $75,000 a Year Is How Much After Taxes? When you earn $75,000 a year, you’ll earn between $55,286-$59,995 after taxes, depending on your situation. Different states in the United States have different tax rates, ranging from 0 taxations in Texas to a flat income tax rate in Colorado to a graduated rate in California. Your specific circumstances determine the exact amount of deductible tax from your income. Aside from where you work or reside, your net annual income after taxes may be affected by exemptions. Federal taxes and other government deductions, such as Social Security and Medicare, are also considered. If you work full-time or live in California, an annual gross pay of $75,000 will become $55,286 after deducting $19,714 in taxes, including federal and state taxes and other government deductible items. A Texas resident’s total tax will amount to $15,006, and the net annual pay is $59,995. Assuming you work part-time, clocking in 4 instead of 8 hours a day, your total yearly income will be $37,500 instead of $75,000. It will be subject to a tax deduction of $6,875 if you are in California, leaving you with a net annual pay of $30,625. But if you are from Texas with no state taxes, your take-home pay for the year after taxes of $5,609 will be $31,891. $75,000 a Year Is How Much per Month? If you earn $75,000 a year, the total monthly taxable income will be $6,250. To convert the total yearly salary into monthly income, your yearly salary is divided by the total working months in a year. The conversion is shown below: $75,000/12 months a year = $6,250 If you work in California, you will pay $1,643 in taxes each month, leaving you with a net monthly income of $4,607. A Texas resident’s taxes will amount to $1,250 with $5,000 monthly take-home pay. These are for those engaged in full-time work. A part-timer with a $3,125 gross monthly income will get a monthly net pay of $2,552 in California after $573 in taxes. In Texas, $467 in taxes will allow you to bring home $2,658 for the month. $75,000 a Year Is How Much per Week? Your gross weekly income before tax will be $1,442. Converting your yearly income into a weekly salary requires the total number of weeks worked in a year. In the previous section, we set the total working weeks in a year as 52. So, let’s convert your yearly income into a weekly salary: $75,000/52 weeks per year = $1,442. 31 or $1,442 If you’re a full-timer, working or living in California will cost you $379 in weekly taxes, leaving you with a net income of $1,063 for the week. A Texas resident’s taxes will amount to $288 with $1,154 weekly income as take-home pay. As for those engaged in part-time work, you will get a $721 gross weekly income. After $132 in taxes, you will be left with a weekly net pay of $589 if you are in California or, if in Texas, a $108 deduction will allow you to bring home $613 for the week. $75,000 a Year Is How Much Biweekly? $75,000 yearly salary will allow you to make $2,884 every two weeks. To make it simple, let’s multiply your gross weekly income ($1,442) by two weeks to get your total biweekly pay: $1,442 * 2 weeks = $2,884 With $2,884 as total biweekly pay, you will get a net income of $1,900 every 2 weeks in California after biweekly taxes of $984. If you’re in Texas, your net biweekly pay is $2,153, and your tax deduction is $731. Similarly, if you are a part-timer, your gross income for 2 weeks would be $1,442, while your net biweekly pay will be $1,063 in California and $1,154 in Texas. These amounts are after deducting your corresponding taxes of $379 and $288. $75,000 a Year Is How Much per Day? We have earlier computed the gross hourly wage as $36 with the following formula: $75,000 yearly salary/2, 080 total working hours in a year = $36. 06 or $36 total hourly salary $36 * 8 hours of work per day = $288 gross daily income You will earn $288 every day if you have a $75,000 yearly salary. If you are a full-timer, you will get a daily paycheck of $212 in California after $75. 63 in taxes. In Texas, $57. 58 in taxes will let you bring home $230 for the month. If you are a part-timer with 4 hours daily (instead of 8) at a pay rate of $26 an hour, you will earn a total of $144 for the day. In California, you will get a net daily pay of $118 after $26. 38 in taxes, while in Texas, that would be $122 in take-home pay daily after a tax deduction of $21. 53. It bears repeating that these figures may vary according to your work attendance, so don’t expect this exact amount. Keep the free tax calculator on hand during tax season and when planning your finances. Knowing your income flow at any period will give you a better grasp of your finances. With the computation used above, you will also have a clearer idea of the total amount of money you have every pay period post-taxes. Tips for Living on $75,000 a Year 1. Saving With an annual salary of $75,000, you can afford many luxurious items if you save. Instead of spending all of your money at once, we recommend that you save at least 10% to 15% of your total income for future needs. You can also use your savings to invest in order to increase your overall wealth. You can also save and earn money while you shop through these cashback apps: Rakuten. Want to get a cashback while you shop at over 3, 500 stores? Check out this rewards site to save some shopping money. Read our full Rakuten review here. MyPoints. With MyPoints, you can earn points from shopping online and doing microtasks, such as taking surveys, watching videos, playing games, and more. For more details, here is our complete MyPoints review. Fetch Rewards. An easy-to-use, mobile-only application, Fetch Rewards offers you the chance to earn points for redemption as gift cards or extra money. Our full Fetch Rewards review will give you an idea of this app’s benefits. 2. Investing Many people are making huge profits by investing in stocks, cryptocurrency, and NFTs. Before investing money in these money-making machines, thoroughly research the upward and downward trends to better predict them. Some of the investment options that you may try are: M1 Finance. A stock and ETF brokerage, M1 Finance lets you invest for as low as $100. Read our full M1 Finance review and learn the services that it provides. Crowdfunding real estate. Open an account for EstateGuru if you want to invest in real estate. Here is our full EstateGuru review for more information. Mintos. This app is a peer-to-peer lending platform. Use this link for a 1% cash back in the first 90 days. Check out the full Mintos review here. 3. Avoiding Debt Debt gradually reduces your overall income. We recommend using your savings instead of borrowing money or taking out bank loans to purchase your desired luxury. 4. Budgeting Budgeting is essential for living a healthy lifestyle. At the beginning of the month, list all your basic expenses and create a budget that works for you. Set aside a certain percentage of your earnings for each expense. Spend 10% to 15% of your income on food, 15% to 20% on utilities, 5% to 10% on personal entertainment, and 10% to 15% on savings and investments. 5. Cutting Expenses $75,000 can cover most of your expenses while leaving some money for your expenses on entertainment subscriptions such as Netflix and Amazon Prime Video. Make sure you spend on these subscriptions only if your other monthly expenses are covered within the yearly salary after taxes. Check out Trim, a useful app that negotiates your subscriptions, saves you money on bills, and cancels subscriptions you don’t use. Check out our full Trim review for more details on the platform. 6. Engaging in Online Money-Making and Side Hustles We have listed some of the best online money-making techniques and side hustles to increase your overall income. Sell your skills as a freelancer. Online job platforms like Fiverr, FlexJobs, and Upwork bring employers and freelance workers together. So, if you have marketable skills like software development, marketing, proofreading, graphic design, etc., you should try creating an impressive resume and listing your profile at these job sites. Become an online tutor. Online tutoring allows you to choose your preferred time, subjects, and students. If you are into group teaching, there’s Magic Ears, mainly catering to Chinese pupils who want to learn English. Check the list of the best online tutoring jobs to try now. Drive, deliver, and earn. Make money delivering food using your own car or bike. You can make as much as $500 a week with DoorDash or Postmates. Read our DoorDash review or check out our comparison of DoorDash vs. Postmates and see what best fits you. Become a YouTuber. Find your niche, create your content, build your subscriber list, and you can earn a lucrative income from YouTube through sponsorships, vlogging, banner ads, vlogging your own web series, and more. Start blogging. Check this guide on how to start a blog and head on to this reliable web host, BlueHost, that provides various feature-packed web hosting options to help you build your website without sweat. Be a pet sitter or walker. Get paid to walk dogs or pet sit with Rover and earn over $1,000 monthly. The working hours are flexible, which will allow you to incorporate walking jobs into your part-time schedule. Get a data entry job. You can earn cash from your home. Basic requirements include typing skills, attention to detail, and computer and Internet connection. Here are some tips on making it successful in the data entry field. Flip items for profit. Turn those pre-loved or unused household or personal items into quick cash by selling them online and decluttering your home in the bargain. You may post them on Craigslist or in an online flea market. Or, if you are good at finding saleable new or secondhand goods and reselling them at a profit, there are many online sites like Craigslist, Letgo, Decluttr, eBay, and Amazon where you can earn cash by buying and selling. Participate in online surveys and earn cash or gift cards with the following platforms: Swagbucks. This rewards program lets you earn points by browsing the web, shopping online, and taking surveys. Signing up with Swagbucks is completely free. Your points are then converted into free gift cards or cash-backs. Read our full Swagbucks review here. InboxDollars. Sign up, start doing the online tasks, and earn extra cash with InboxDollars. Take the surveys, redeem coupons, play games online, watch videos, search the web, and more. Making money cannot get any easier than that! Read our full InboxDollars review here. Survey Junkie. You can earn extra cash through Survey Junkie by completing online surveys or sharing your data. You will be paid with gift cards or cash through Paypal. Read our full Survey Junkie review for more information. What Jobs Pay $75,000 a Year? We have listed some jobs that pay a $75,000 yearly salary or more. Most of these jobs pay over $75,000 with more time and experience. Commercial Pilots The median annual pay is around $78,740, with an overall growth rate of 4%. As a commercial pilot, you will handle unscheduled flight activities, such as aerial applications, aerial tours, and charter flights. Detectives and Criminal Investigators The median annual pay is around $79,970, with an overall growth rate of 5%. As a detective, you will be responsible for collecting evidence and gathering facts for criminal cases. Elevator Installer and Repairer The median annual pay is $79,480, with an overall growth rate of 12%. As an elevator installer, you will not only be responsible for the installation of elevators but also for their repair and maintenance. Funeral Service Managers The median annual salary is $78,040, with a growth rate of 7%. As a funeral service manager, you will be responsible for overseeing the operations of a funeral home. Power Plant Operators The median annual salary is $77,180, with an overall growth rate of 1%. Power plant operators are responsible for controlling and maintaining machinery to generate electricity. Is $75,000 a Year a Good Salary? Yes, $75,000 annually is a great salary if you know how to spend it. If you live in a state with a low tax rate on your annual income, your salary will allow you to live a very comfortable lifestyle. Although $75,000 is the average salary that 50% of Americans earn in a year, it is a salary package that can cover all your expenses while leaving some money for personal entertainment. Can You Live on $75,000 a Year? Yes, living alone, you can have a very good lifestyle on a salary of $75,000 per year. On the other hand, if you have a family with children, the luxuries may disappear, but your salary will still cover all of your basic expenses. Frequently Asked Questions $75,000 a Year Is How Much an Hour? How Much Will I Take Home if I Earn $75,000? You will take home $56,250 after taxes if your state charges you a 25% tax rate in total. You will pay around $18,750 as tax. The overall income after-tax can increase or decrease depending upon the state you are currently living in. New York and Washington, for example, have a state tax rate above 20%, a major part of your yearly salary. What Is the Tax on $75,000 a Year? Here are the income tax rates in different US states on your $75,000 yearly salary. New York: $19,161 New Mexico: $18,092 New Hampshire: $15,006 Nevada: $15,006 Nebraska: $19,051 Montana: $19,084 Massachusetts: $18,914 Is $75,000 a Year Considered Middle Class? Yes, $75,000 a year is considered middle class. According to Pew Research Center, the middle-class income in America ranges from $46,000 to $126,000. Around 52% of Americans fall under the middle-class category. Conclusion $75,000 a Year Is How Much an Hour? Earning an annual salary of $75,000 can be a great amount as your gross salary. This pay can surely help you in achieving your financial goals. With $75,000 a year, you make $6,250 per month pre-tax, from $4,607 to $5,000 monthly after taxes. The after-tax income varies slightly, depending on the US state you live in. Your financial habits depend on whether this will be enough each week for your expenses. Remember that you need to live within your means. If you find it hard to fit your expenses within your monthly or weekly salary, look for side hustles to increase your income. If you want to know more about how much you will make in a year at different pay rates, check out our related posts:.
https://radicalfire.com/75000-a-year-is-how-much-an-hour/
Category: economy
Does the UN need to be run like a business? IKEA CEO Jesper Brodin may get the chance
Brodin may have a chance, as the Swedish government announced him as its candidate to become the new United Nations High Commissioner for Refugees (UNHCR) last Monday. If selected, Brodin’s career pivot would highlight an exceptionally rare trajectory among global CEOs: moving from business to a multilateral international organization.
The UNHCR, the organization says, protects people forced to flee, delivers emergency aid in crises, and helps displaced people find a place to call home. While some businessmen, such as Donald Trump in the U.S. or Silvio Berlusconi in Italy, have entered national politics, virtually none have crossed over to head a major United Nations institution.
UN jobs are more typically reserved for career diplomats and politicians, while private sector leaders have been mostly absent in UN leadership roles. Alexander De Croo, the designated new head of the United Nations Development Programme, perhaps comes closest. He started his career at Boston Consulting Group and stayed there for several years before entering Belgian politics like his father before him, eventually becoming prime minister. His wife remains a partner at the consulting firm.
“I was surprised to receive the nomination. It was not something I had planned,” Brodin told Fortune in a Zoom interview after the news broke. “But with my global experience leading IKEA in more than 40 countries, I believe I can bring valuable experience and leadership to the UN.”
Brodin’s private sector experience was also a key reason why the Swedish government nominated him. “The U.N. system would be strengthened by a person with business experience, especially given the major challenges now facing the U.N.,” the Swedish foreign ministry said in a statement endorsing the IKEA veteran.
However rare, the choice is consistent with Brodin’s stated mission at IKEA, which was “to create a better everyday life for the many people.” Under Brodin’s leadership, IKEA has participated in several UN and UNHCR projects globally. These include an IKEA training and skills program for refugees, which to date has reached over 3,700 people, and IKEA’s retail arm providing direct job opportunities to refugees from Syria, and more recently, Ukraine.
Brodin is stepping down as IKEA CEO in November. The UN Secretary-General will select his choice for UNHCR, sending the nominee to member states for confirmation by the end of the year.
In the end, if Brodin is confirmed, it may well be because a rational business approach is exactly what the UN needs right now. The UN is in crisis and facing a cash crunch, exacerbated by the Trump administration’s funding cuts for the organization. In that light, Brodin’s track record of economizing on costs and resources at IKEA may be the real game changer if he is appointed.
https://fortune.com/2025/10/23/ikea-ceo-jesper-brodin-unhcr-un-business/
Ladder Capital delivers Q3 earnings beat as loan originations grow
**Ladder Capital Delivers Q3 Earnings Beat as Loan Originations Grow**
*October 23, 2025 — 9:14 AM ET*
Ladder Capital Corp reported Q3 earnings that surpassed Wall Street expectations, driven by a surge in loan origination volume reaching its highest quarterly level in over three years. The company also noted a strong pipeline of future loans, nearly matching the current quarter’s volume.
The firm posted distributable earnings per share (EPS) of $0.25 for Q3, exceeding the analyst estimate of $0.23. Loan origination volume totaled $511 million during the quarter, marking a significant increase supported by a robust pipeline and more than $500 million in loans currently under application and closing.
In addition, Ladder Capital successfully completed its first $500 million investment-grade bond offering. The company highlighted ample liquidity, positioning it well to drive future earnings growth.
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*Stay updated with the latest trends and news about Ladder Capital Corp (LADR) stock.*
https://seekingalpha.com/news/4507446-ladder-capital-delivers-q3-earnings-beat-as-loan-originations-grow?utm_source=feed_news_all&utm_medium=referral&feed_item_type=news
Republicans divided over Trump’s role in ending shutdown
Republican senators hope that President Trump can step in and help end the 22-day government shutdown by beginning talks with Democrats on enhanced health insurance premiums.
This move would give Democrats confidence about having a path to an eventual deal. Several Republican senators say it would be helpful if Trump were to become more involved in the negotiations to break the current impasse.
https://thehill.com/homenews/senate/5568630-gop-seeks-trump-intervention/
HBO Max hikes prices in U.S. for second time in less than 18 months
Warner Bros. Discovery announced on Tuesday that it is raising prices across all Max subscription tiers in the United States. This marks the second increase in less than 18 months, as streaming services strive to offset higher content costs and slower subscriber growth.
HBO Max’s ad-supported Basic plan will increase by $1, rising to $10.99 per month. The Standard plan will go up by $1.50, reaching $18.49. Meanwhile, the Premium tier—which offers higher video quality and more simultaneous streams—will jump $2 to $22.99.
These new rates take effect immediately for new subscribers, with existing customers seeing the changes starting November 20.
HBO Max last raised its prices in June 2024, joining other major streamers such as Disney+, Apple TV+, and Netflix, which have all announced price increases in recent months.
The streamer, known for prestige programming, streams hit shows such as *Succession*, *Game of Thrones* and its spin-offs, the Emmy-winning *The White Lotus*, and the DC Comics-based *Peacemaker*.
At last month’s Goldman Sachs Communacopia + Technology Conference, WBD CEO David Zaslav stated that he believes HBO Max is “underpriced.” He added, “We’re not trying to be everything to everybody. And the fact that this is quality, and that’s true across our company—Motion Picture, TV production, and streaming quality—we think that gives us a chance to raise price.”
The price hike comes as Warner Bros. Discovery considers an outright sale, following unsolicited interest from other media companies, the company said. This potential deal would represent the latest shakeup in the legacy media landscape.
https://www.staradvertiser.com/2025/10/21/breaking-news/hbo-max-hikes-prices-in-u-s-for-second-time-in-less-than-18-months/
What Trump Told Senate Republicans in Shutdown Strategy Huddle
Republican senators expressed relief after President Donald Trump urged them to remain steadfast in refusing to negotiate with Democrats until they vote to reopen the government, Sen. Steve Daines (R-Mont.) told The Daily Signal.
“The president encouraged us all to remain steadfast, and we cheered when he said that,” Daines said in a phone interview following Republicans’ Tuesday meeting with Trump. “We just need the Democrats to come to their senses and realize that they’ve got to start paying the troops, the FAA controllers, TSA agents, and others who depend on the federal government.”
When asked if Trump indicated that Republicans would need to cave to Democrats’ demands to pass the continuing resolution, Daines responded, “You don’t negotiate when they take the government hostage.”
“There is definitely room to negotiate and to continue to move forward on the appropriation bills,” he added, “but it’s not going to happen until after the shutdown is over.”
Senators spent about an hour with the president in the Oval Office following a Rose Garden lunch on Tuesday. In addition to discussing legislative matters, Trump signed MAGA hats and Bibles, Daines said.
Trump did not discuss the possibility of bypassing Senate filibuster rules— which require a 60-vote majority to reopen the government—commonly referred to as “nuking the filibuster,” according to Daines.
While Republicans did not talk about the potential need for the House to reconvene to pass a longer continuing resolution (CR)—since the current CR only funds the government through November 21—Daines said, “It’s generally agreed that the CR is going to have to be extended past Nov. 21.”
“That’s not enough time,” he explained. “I think there’s pretty solid agreement that it is going to have to be extended because the Democrats have burned virtually a month now in the shutdown from what originally was going to be a seven-week CR.”
“Now we’re just four weeks away from the 21st, so we’re going to have to extend it.”
Daines expects five or six “common sense” Democrats “that are tired of this game being played and the harm it’s creating” to eventually vote to reopen the government. However, he is unsure when such a vote will happen.
“When you think about when the Democrats first shut this down on Oct. 1, there was some talk that it would only last a few days. Well, that was wrong,” he said. “I’m just not seeing a lot of interest in the Democrats in solving this problem at the moment.”
George Caldwell contributed to this report.
https://www.dailysignal.com/2025/10/21/what-trump-told-senate-republicans-in-shutdown-strategy-huddle/
Invesco Investment Grade Defensive ETF declares monthly distribution of $0.0800
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https://seekingalpha.com/news/4506197-invesco-investment-grade-defensive-etf-declares-monthly-distribution-of-00800?utm_source=feed_news_all&utm_medium=referral&feed_item_type=news
Volkswagen faces multi-billion cash-flow gap – Bild
Germany’s largest carmaker, Volkswagen Group, is reportedly facing a potential financial crisis in 2026, according to a report by Bild citing internal company figures. The automaker is expected to encounter a significant cash-flow gap of around €11 billion next year, leaving it unable to fund its planned operations and investments.
Volkswagen’s half-year report for 2025 revealed a 33% drop in operating profit compared to the previous year, coupled with a negative cash flow of €1.4 billion. Several factors have been blamed for the company’s financial struggles, including a slump in profits, weak business performance in China, increased competition from Chinese automotive brands, and tariffs imposed by former US President Donald Trump.
This combination of challenges has contributed to the substantial shortfall, raising concerns about Volkswagen’s ability to sustain its spending and investment plans in the near future.
https://www.sott.net/article/502502-Volkswagen-faces-multi-billion-cash-flow-gap-Bild
Crypto Market Proves Its Strength After Major Selloff, Analysts Say
The cryptocurrency market was shaken earlier this month after a sharp policy turn in Washington triggered widespread panic among traders. U.S. President Donald Trump’s declaration of 100% tariffs on Chinese imports sent shockwaves through global markets, and crypto was no exception. Within hours, prices across the sector plunged more than 10%, while forced liquidations surged from an estimated $10 billion to nearly $20 billion as overleveraged positions cascaded out of control.
What followed was one of the most intense selloffs of the year—but not the kind of collapse that breaks the system. Despite the chaos, the market infrastructure held up. Platforms that once buckled under far smaller stress tests managed to stay online, processing massive order flows without major interruptions.
### Bitcoin Holds Its Ground
According to TD Cowen analysts, the market’s reaction revealed both the dangers and the progress of today’s crypto ecosystem. Open interest was effectively halved, yet trading platforms continued to operate with minimal disruption. “The system absorbed the blow,” the report implied, highlighting that liquidity and technology have evolved dramatically since previous cycles.
Amid the turmoil, the two leading cryptocurrencies—Bitcoin and Ethereum—stood out for their resilience. While many small-cap tokens effectively vanished, Bitcoin’s dip proved relatively mild: it dropped 15% at its lowest point before rebounding to close the day down just 8%. Ethereum’s recovery mirrored that stability, cementing its role as a key anchor in an otherwise turbulent landscape.
Despite the liquidation storm, TD Cowen’s outlook remains strongly optimistic. The firm reiterated its projection that Bitcoin could reach $141,000 by December, supported by continued institutional inflows and a growing sense that the market’s structural integrity can now withstand extreme shocks without disintegrating.
### Global Adoption Defies Volatility
Beyond the trading floors, the TD Cowen report emphasized how global adoption continues to expand, largely unfazed by short-term corrections. Japan, in particular, stands out as a striking example: the number of registered digital asset accounts has now exceeded 7.9 million, a fourfold increase that signals the deepening reach of cryptocurrency into mainstream finance.
For analysts, this combination of resilience and rapid adoption paints a compelling picture of where the market is heading. The $19 billion liquidation wave, while painful, also served as a stress test—one that the industry passed. Rather than undermining confidence, the crash demonstrated that crypto’s core infrastructure is stronger, faster, and more coordinated than ever before.
As TD Cowen summed it up, volatility may still define the crypto market, but its ability to endure massive selloffs without breaking marks a significant step toward maturity.
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*Source: Coindoo.com*
*The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.*
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**Author**
Reporter at Coindoo
Alexander Zdravkov is a person who always looks for the logic behind things. He is fluent in German and has more than 3 years of experience in the crypto space, where he skillfully identifies new trends in the world of digital currencies. Whether providing in-depth analysis or daily reports on all topics, his deep understanding and enthusiasm for what he does make him a valuable member of the team.
https://coindoo.com/crypto-market-proves-its-strength-after-major-selloff-analysts-say/
Big money backs Bitcoin through 2026 – but the market is split today
**Are Institutions Still Bullish on Bitcoin’s Future?**
A recent Coinbase survey titled *“Navigating Uncertainty”* reveals that institutional optimism toward Bitcoin (BTC) remains strong, with nearly 67% of respondents expecting BTC prices to rise through 2026. However, amid this bullish outlook, uncertainty persists regarding the current phase of Bitcoin’s market cycle.
### Institutional Conviction Grows Amid Debate
While most large investors anticipate a price climb by 2026, there’s no clear consensus on whether Bitcoin is still in an early expansion phase or approaching its next peak. Around 45% of institutions believe we are in the later stages of a bull run, whereas others feel there is still ample room for growth.
David Duong from Coinbase highlights that market liquidity remains robust, maintaining a positive outlook despite recent volatility prompting increased investor caution.
### Whales and Long-Term Holders Lead Accumulation
On-chain data reinforces institutional confidence. Bitcoin exchange outflows remained strong throughout October, signaling continued accumulation even as market sentiment turned cautious. Santiment data shows that large holders — those with 10,000 to 100,000 BTC — increased their balances in Q3, further supporting the view that liquidity is solid and long-term conviction is strong.
Major players such as Tom Lee’s BitMine and Michael Saylor’s Strategy have notably bought the dip, investing in Ethereum (ETH) and Bitcoin (BTC), respectively. This activity suggests big investors are positioning themselves for the next growth phase.
### Conviction Over Speculation
The report also notes that Bitcoin’s illiquid supply decreased by only 2% in Q3 despite price highs, indicating that most long-term holders (LTHs) are holding rather than selling. Glassnode data corroborates this trend, showing an increasing number of coins remaining untouched for over a year.
This steady accumulation indicates that Bitcoin is driven more by long-term confidence than by hype or speculation—aligning with Coinbase’s positive outlook through 2026.
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**About the Author**
Samyukhtha L KM is a Financial Journalist and Market Analyst at AMBCrypto, dedicated to discerning whether blockchain trends are fleeting hype or history in the making. Holding a Master’s degree in Journalism and Mass Communication from Amity University and a Bachelor’s in Commerce from the University of Madras, she combines financial expertise with journalistic rigor.
Her work emphasizes high-velocity, community-driven assets such as memecoins, where she assesses both sentiment and fundamentals. Samyukhtha is committed to providing readers with insightful, well-researched commentary that goes beyond immediate market movements to explore the long-term implications of decentralized technologies.
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https://ambcrypto.com/big-money-backs-bitcoin-through-2026-but-the-market-is-split-today